Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Cara Mengali

Cara Mengali

Senior Loan Officer

404 2nd St., Davis, CA 95616
Own what matters
Own what matters

About Me

I have been lucky to be a part of the real estate and mortgage industry for over 25 years leaving my mark by bringing my own personality and enthusiasm into every aspect of what I do.  This has allowed me to separate myself from the pack at every stop along the way.

As a Manager at Guild Mortgage, I am grateful to be able to surround myself with one of the best teams in the business.  In fact, we are very humbled to say that in 2023 our team was voted "The Best Mortgage Company in Yolo County" for a 12th straight year!  While we are so grateful to be honored in this way, it truly is a testament to how hard we work for every client.

We pride ourselves on not only our customer service during the transaction, but also the quality of our service from the beginning to well past closing.  When buying a home, a "Sinor Mengali Group - Guild Mortgage" pre-approval holds a lot of value in your negotiations.  This is because our team has built a reputation that our pre-approvals are dependable with no surprises, while being able to close faster than our competitors.

"There are no secrets to success. It is the result of preparation, hard work, and learning from failure."  Colin Powell

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



5.0 out of 5.0 stars
Nov 26, 2020

Thanks for all your help.
Nov 16, 2020

Thank you for helping us get or refi done.
Nov 10, 2020

Simply the best! It's not just how friendly and easy Cara is to talk to it's how expertly efficient she is whether the process is smooth or encounters unexpected hiccups. Trusthworthy reliable and fantastically good at her job. A real gem.
Nov 10, 2020

Great job Cara! Thank you
Nov 08, 2020

As first time homebuyers we were delighted to work with Cara Mengali and her team at Guild Mortgage. Cara took ample time to ask about our home financing needs to explain the mortgage application and underwriting process and to keep us apprised of our progress at every step. Cara and her team including Lori Sinor and Stephanie Young ensured seamless handoffs at each stage of loan processing. They also worked effectively with our real estate agent and our title company. We would warmly recommend the services of Cara Mengali and her team at Guild Mortgage to family friends and colleagues.
Nov 04, 2020

It is always a great pleasure to work with Cara and her team at Guild Mortgage. Thank you for your hard work to make this process as smooth as possible. Best regards Bobby M

Video gallery

View More


Causes I'm
passionate about

NMLS ID #298113
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;