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About me

I'm your dedicated mortgage expert, licensed in the states of California, New Mexico, and Texas. With a seasoned team by my side, boasting over two decades of industry experience, I've become the go-to resource for respected clients and partners. My mission is simple yet profound: to guide you through a home financing journey that's as unique as you are. Together, we'll tailor a home loan solution that aligns perfectly with your individual needs and aspirations.

My commitment is personalization. Imagine a mortgage application process that seamlessly combines efficiency and expertise, resulting in an experience that's not only smooth but also rewarding. Count on clear and consistent updates that keep you informed and empowered at every step of the exciting home purchase adventure.

As we approach the finish line, envision a closing process that's not only prompt but also comprehensive. I understand the significance of a home purchase, and that understanding drives my unwavering commitment to providing you with top-tier service throughout the entire journey. With a life rooted in SoCal, where I've raised a family of three children while being a dedicated wife, I'm not just a professional – I'm a fellow community member.

And when you choose to work with me, you're gaining more than a mortgage expert; you're partnering with someone who has deep family ties to New Mexico spanning generations. This connection adds a unique depth of insight and dedication to the distinct real estate landscape of the region. Together, we embark on a journey of excellence that transforms dreams into realities. Let's forge ahead, where dedication, expertise, and an unwavering pursuit of excellence redefine the path to fulfilling homeownership ambitions.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews.
4.97 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Nathaniel S.
Nov 5, 2025
Google logo
Amazing lender!
jack h.
Nov 4, 2025
Google logo
Excellent experience. Melissa was terrific
Jack
Nov 4, 2025
Experience logo
Melissa was in touch consistently throughout the entire process!
Lisa
Nov 4, 2025
Experience logo
Several clients have used Melissa and have been very satisfied. Highly reccommend.
Allison
Nov 4, 2025
Experience logo
Great team Great communication and very knowledgeable!
Tung L.
Nov 2, 2025
Google logo
Melissa is the best and fastest lender . Thank you for helped us to buy a house . I will send my family and friend to he...See more

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Awards

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Causes & Memberships

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NMLS ID #2073467

I am authorized to do business in the states of Arizona, California, New Mexico, Nevada and Texas. AZ BK#0018883; AZ BKBR# BK-BR-20; AZ LO Lic.# 2006012; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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