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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Having been in the housing industry for many years in various facets I bring a variety of assets to the table.  As a longtime resident and father of three I understand the importance of having a home. It really plays a key role in making memories and creating a valuable legacy to pass on! I pride myself on my customer service and finding the best “fit” for you when it comes to your home financing! With my great skill set and hundreds of options available you will find it easy to achieve whatever your housing goals are! I look forward to helping you with this exciting journey in finding the best solution possible!! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.9 out of 5.0 stars
4.83
5.0
Rudy S
Jul 17, 2025
Verified

Tom is a great loan officer and I feel went above and beyond to make our loan work for everyone involved, he was very good at communicating in a timely manner, making harder to understand topic easy to digest and when a challenge arose, and there were many, he was incredibly solutions based. I will not hesitate to refer him to friends and family in the future, or when and if we choose to buy again in the coming years. Thank you again Tom for an extraordinary experience.
Rudy
Jul 17, 2025
Chico, CA
Verified

Tom is a great loan officer and I feel went above and beyond to make our loan work for everyone invovled, he was very good at communicating in a timely manner, making harder to understand topic easy to digest and when a challege arose and there were many, he was incredibly soulutions based. I will not hesitate to refer him to friends and family in the future or when and if we choose to buy again in the coming years. Thank you again Tom for an extrodinay experience.
TJ
May 05, 2025
Oroville, CA
Verified

Tom was effective in communicating and was absolutely awesome wot work with!
Daniele
Apr 21, 2025
Orland, CA
Verified

Guild it my go-to company for home loans. They are top notch for any and all home loans and clients.
karey c
Apr 07, 2025
Verified

Tom is absolutely incredible. He is knowledgeable and not afraid to go find the answer if he doesn't have it already. He is very friendly, understanding and communicates how I wish every lender would. Tom is an incredible partner to have on your side during the home buying experience. He is not afraid to think outside of the box and takes an active role as part of the team.
Karey
Mar 31, 2025
Magalia, CA
Verified

Tom is absolutely incredible. He is knowledgable and not afraid to go find the answer if he doesn't have it already. He is very friendly, understanding and communicates how I wish every lender would. Tom is an incredible partner to have on your side during the home buying experience. He is not afraid to think outside of the box and takes an active role as part of the team.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2218851
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;