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Tim McGarry – Guild Mortgage Lender

Tim McGarry

Loan Officer

5050 Avenida Encinas, Suite 120, Carlsbad, CA 92008
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.85
5.0
Deanna
May 06, 2024
Verified

Tim offered great communication throughout the home buying process and was always patient with our many questions. Tim, thank you for helping us get into our new home!
Nick
Sep 07, 2023
Verified

Great communication during the entire process, gave our clients the best options for their loan and worked side by side with buyers and agent. Hope we can work together again soon!
Rebecca
Apr 01, 2023
Verified

Tim and team were very straightforward with what was needed from me and what I would be able to afford. They were also very responsive and patient when I had questions.
Carlos
Aug 25, 2022
Verified

Tim is great! Very personable and will guide you to make an appropriate move that's best for you and your future. Not aggressive or in a rush works at a smart pace.
Brendan
Aug 25, 2022
Verified

Tim is a five tool loan officer who puts his clients first! I always thought being a first time home buyer would put me at a disadvantage but the process was so much easier than expected. Tim walked me through all of the different loan program options and didn't rest until I found the one which fit my lifestyle best. I recommended Tim McGarry to all of my friends and family!
Yule
Aug 25, 2022
Verified

Tim McGarry is very professional and has excellent service. Anyone who works with him is lucky to have him on their side. It's a competitive market in San Diego CA but he is best at what he does! If you are looking for the best mortgage lender in San Diego CA I highly recommend him for all your loan services needs!

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NMLS ID #1248470