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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.89
5.0
Ginger
Apr 07, 2025
Vista, CA
Verified

Tim was prompt and personable. I felt like he took the time to understand where I was at financially and wanted to learn my goals for the future. He offered great advice and helped build my confidence on my home-buying journey.
Kevin B
Mar 25, 2025
Verified

Working alongside Tim McGarry has been consistently positive. His expertise and knowledge of the mortgage process are invaluable, ensuring smooth transactions for my clients. He communicates clearly and promptly, demonstrating a high level of professionalism. Tim's ability to solve problems and his commitment to client satisfaction make him a reliable and highly recommended lender!
Ashley B
Feb 04, 2025
Verified

Tim went above and beyond to help us. We wouldn't have been able to get into our home without him!
Ashley
Feb 03, 2025
San Diego, CA
Verified

Tim went above and beyond to help us. We wouldn't have been able to get into our home without him.
Tiffany
Feb 03, 2025
San Diego, CA
Verified

Tim is an amazing lender and did a fantastic job on the loan! He made the transaction happen with his knowledge of the interest rates, market, and timing! He's very pleasant to work with and overall a great person. Thank you Tim for doing such a great job with my nervous buyers, you made the difference and closed the deal!
Leticia
Aug 19, 2024
National City, CA
Verified

Thanks Tim!!!!

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Causes & Memberships

member of Guild Giving
NMLS ID #1248470