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Ryan Smith
Senior Loan Officer
NMLS# 9779
Email
Phone
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Bridge
If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
I really appreciate a quick response, the detailed instructions, and walikg me through the process step-by-step untill the closing.
Very quick. Answered all questions . Kept in touch the whole process and also called after we got our keys
Ryan Smith was exceptional as the loan officer for my clients! His professionalism, clear communication, and expertise made the entire process seamless and stress-free. Ryan went above and beyond to ensure everything stayed on track, and my clients couldn’t be happier. Highly recommend working with Ryan for any loan needs
Ryan Smith was exceptional as the loan officer for my clients! His professionalism, clear communication, and expertise made the entire process seamless and stress-free. Ryan went above and beyond to ensure everything stayed on track, and my clients couldn’t be happier. Highly recommend working with Ryan for any loan needs!
I had a great experience working with you because of your professionalism, clear communication, and quick turnaround times. You made the process smooth and easy, and I felt well-informed every step of the way. Your team’s expertise and attention to detail really set you apart. Thank you for making this such a positive experience!
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NMLS ID #9779
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;
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