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Ryan Smith
Senior Loan Officer
NMLS# 9779
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.81 out of 5.0 stars
4.8
5.0
4.7
Cameron L.
Oct 3, 2025
Quick easy and excellent communication. Had a terrible experience with other Mortgage Brokers but Guild and Ryan were gr...See more
Anton
Oct 3, 2025
I am writing to express my sincere appreciation for Ryan Smith. His exceptional assistance with our loan made the proces...See more
Cameron
Oct 6, 2025
It was quick easy and great communication .
Derrick
Oct 4, 2025
Great communication and everything went great!
stanczak c.
Sept 3, 2025
Ryan and his team are true professionals! Ryan was quick to respond to questions and prepared all of our documents accur...See more
Kobenhaun D.
Sept 3, 2025
"The expertise of Mr Ryan Smith in approving my home loan was greatly appreciated. Ryan truly transcended my expectation...See more
NMLS ID #9779
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

