Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Ryan Smith
Senior Loan Officer
NMLS# 9779
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Bridge
If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Thanks ryan and his team ,
Ryan and his team are true professionals! Ryan was quick to respond to questions and prepared all of our documents accurately and in a timely manner. Guild Mortgage was easy to work with and made our new house purchase possible. Buying a new home can be very stressful, but Ryan and the rest of the team at Guild Mortgage made the entire process smooth and stress free. Their instructions were easy to read and their document portal was simple to use. The entire process from start to finish was seamless, we couldn't have asked for a better team to work with. THANK YOU ALL SO MUCH - The Stanczaks -
Ryan is awesome And we got the results !
It was a pleasure to work with Ryan! He was informative and was very resourcefull with us that made this process much better. Thank you for always being available for us and being so responsive!
I really appreciate a quick response, the detailed instructions, and walikg me through the process step-by-step untill the closing.
Very quick. Answered all questions . Kept in touch the whole process and also called after we got our keys
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NMLS ID #9779
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; 
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