Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Rosa Castillo

Rosa Castillo

Loan Officer

1375 West 16th Street, Suite B, Yuma, AZ 85364
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.7 out of 5.0 stars
5.0
4.67
Ismael
May 20, 2024
Verified

Muy atento en todo
Blanca
Apr 24, 2024
Verified

Muy agaradecidos estamos mi esposo y yo por su toda su ayuda y amabilidad en el transcurso de todo el proceso, siempre contestando cualquier pregunta que teniamos. Siempre ayando a uno de una o otra manera para que sea la mejor option para nosotros. Excelente servicio al cliente. Con gusto seras recomendad. gracias por todo 🙂
Miriam
Apr 13, 2024
Verified

Rosa rendered me an excellent service from the beginning to the end. She is compassionate and lots of patience. She is a great person to trust and depend on. She is true to her words. Dedicated and quite caring to her clients, a real asset for the company she works for. Thank you, Rosa, for all the patience and all the help. God bless you for all you do.
George
Feb 03, 2024
Verified

Super helpful and informative.
Lorena
Feb 03, 2024
Verified

Muy buen servicio y equipo,contestaron todas las dudas y preguntas, que teníamos , muchas Gracias por su amabilidad, y con mucho gusto los recomendaria.
Jaime
Nov 30, 2023
Verified

Rosa's exellent response time and advice.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #799138
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 1050937; AZ LO Lic.# 0944489; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;