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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Denisse Steiner

Denisse Steiner

Originating LOA

1375 West 16th Street, Suite B, Yuma, AZ 85364
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.97 out of 5.0 stars
4.97
Lupita J
Sep 27, 2023
Verified

I love working with Denisse. She is hands on and very involved through out the entire process!
Hayato
Sep 27, 2023
Verified

The process was stress free and Denisse communicated with us every step of the way. When we had questions she was able to answer them!
Lupita J
May 23, 2023
Verified

Denisse has great communication skills. She was great at updating myself and the client along every step of the way! She is very knowledgeable and made this transaction feel like a breeze.
Esmeralda
May 23, 2023
Verified

Denisse was very pleasant to work with and made everything clear. Very fast responding and letting me know what was needed
Ana
Apr 01, 2023
Verified

Denisse is friendly, helpful and prompt. She answered all of my questions and communicated effectively. The entire process ran smoothly. I would certainly recommend Denisse and Academy Mortgage to family and friends. Thank you.
Cristian
Dec 10, 2022
Verified

The Customer service and the willingness to help with any of my questions.

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Causes I'm
passionate about

causes
NMLS ID #1813900
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 1050937; AZ LO Lic.# 1005344;