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Joshua Brumfield

Joshua Brumfield

Senior Loan Officer

1600 N. Kolb Road, Suite 118, Tucson, AZ 85715
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.9
5.0
5.0
Spirit Messingham Realtor Tierra Antigua R
Apr 24, 2024
Verified

As a local Realtor with 17 years experience, I now first hand not all lenders nor loan officers are the same. I have had the privilege of working with Josh on a couple of transactions. He does a great job, providing amazing communication assuring we have a smooth transaction. Two thumbs up!!
Meredith
Mar 22, 2024
Verified

Josh at Guild Mortgage was incredible. He was proactive and he told me in detail what every next step was going to look like and ensured that I fully understood. He took time to really build relationships with me and my family, and he was able to find me an amazing rate! I would recommend him to everyone.
Stephen
Jan 16, 2024
Verified

Appreciate the updates provided to us on the listing agent side of the transaction.
Aaron K
Jan 21, 2024
Verified

Josh does an unbelievable job, I would highly recommend anyone with mortgage needs to look him up! Professional, quick and smooth process whenever he is on the job!! A+++++
Aaron
Jan 16, 2024
Verified

Josh did an unbelievable job! Highly professional, extremely good at his job and gets things done extremely quickly, I don’t believe the process could have been any better…. I highly recommend Josh for anyone’s mortgage needs…
Heather
Jan 16, 2024
Verified

Josh you have always exceeded my expectations and certainly to help make many more real estate dreams come true!!!

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NMLS ID #1115223
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0124008; AZ LO Lic.# 0932223;