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Bettina Agredano

Bettina Agredano

Loan Officer

1825 E. River Rd., Suite 201, Tucson, AZ 85718
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Cindy
Jun 06, 2024
Verified

We loved working with Bettina Agredano. When we were turned down by so many local loan officers she told us we do qualify for USDA and made it work. We finally have our first home thanks to her commitment and hard work.
ASG P
Apr 06, 2024
Verified

Bettina is the bomb. She worked very hard on my loan and application and did a lot of research and homework on behalf of my home mortgage and discovered some things to really really help me. I was impressed by her confidence and competence and assisting me with my new first time home buying experience. Bettina moves and works efficiently and quickly. If anyone is looking for a home mortgage loan in Tucson call Bettina.
Debra
Feb 05, 2024
Verified

It was a pleasure working with Bettina. She made the process smooth.
Angela
Feb 05, 2024
Verified

very responsive attention
Bianca
Feb 05, 2024
Verified

Bettina always made sure I was informed and checked in on progress. She was always attentive and caring. When we had a big roadblock she found a way to still make our dreams come true. I’m beyond grateful for her.

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NMLS ID #630502
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0118061; AZ LO Lic.# 0920570;