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About me

I am originally from the state of Washington. After high school, I attended college at the University of Redlands in Southern California, where I played football and studied business management with a minor in economics. I entered the mortgage business in 1997 when I started working with my father-in-law. I had always wanted to work with money and numbers, and I thought there was no better place to do this than in the mortgage industry. I love helping people finance their dream homes. When I'm not working on loans, I enjoy going to the gym, hiking, or playing pickleball. My wife, Kym, and I have been married for 28 years, and we are very blessed to have two wonderful children. I would love the opportunity to help you with any mortgage questions or concerns you might have.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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4.9
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5.0
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5.0
Sarah H.
Feb 28, 2026
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Tod was so helpful through our first home buying process! Because we weren’t using a realtor, he made sure to walk us th...See more
Jenny J.
Feb 27, 2026
Google logo
Tod is a very helpful and hands on lender. Very responsive! Highly recommend.
Sarah A.
Feb 24, 2026
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Tod is my go-to lender, and has been for several years now. I can confidently say he’s one of the best in the business. ...See more
Sharon E.
Feb 24, 2026
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Tod is a real professional and very efficient! He's great to work with and my buyer clients appreciated him very much as...See more
Carissa
Feb 13, 2026
Phoenix, AZ
Experience logo
Tod truly listened to what we needed and guided us with clarity every step of the way. He was always open and available ...See more
A G.
Jan 19, 2026
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I have worked with many loan officers in the past. The home loan process used to be difficult but ever since working wit...See more

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Awards

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Causes & Memberships

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NMLS ID #218664

I am authorized to do business in the states of Arizona, California and Oregon. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0911427; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;

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