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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Michael Eberhardt

Michael Eberhardt

Branch Manager

15333 North Pima Road, Suite 275, Scottsdale, AZ 85260
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
4.91
ANDRES
Jun 18, 2024
Verified

Very grateful help and honest. I’ll like to thank Mike and his team for helping get into our home!
Katie
May 17, 2024
Verified

Michael and his team were a pleasure to work with. They helped out so thoroughly and continued to be there to answer any questions we had.
ABIODUN
Apr 15, 2024
Verified

Thanks for working with us Mike and Candace. You responded to us even at weekends (which isn't the best for work-life balance, our apologies), but because of that we were available to make our offer and close on time.
Mathew
Apr 12, 2024
Verified

Mike has helped us with our last three purchases. Him and his team communicate well, work hard, and hit beat every deadline!
Monica
Apr 12, 2024
Verified

Thanks so much Mike for your expertise in the loan business and the speedy, efficient service we received! We will be your customers again because of the excellent job you do! Thanks so much!!
Brittany D
Feb 17, 2024
Verified

Mike was an absolute pleasure to work with. Very informative and always available when needed. Willing to go above and beyond for his clients. Thanks for everything!

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Awards

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passionate about

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NMLS ID #205119
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 1050943; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;