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Michael Chi Ukpai

Branch Manager

NMLS# 1371449

About me

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.8 out of 5.0 stars
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5.0
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5.0
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4.7
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5.0
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4.9
Ezeakolam
Feb 23, 2026
Humble, TX
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Michsel was amazing. Went above and beyond.
Julia
Feb 23, 2026
Humble, TX
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Michael was absolutely amazing to work with. He stayed on top of everything from start to finish, was always responsive,...See more
Janie
Feb 18, 2026
Humble, TX
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Awesome to work with
Gabino
Feb 10, 2026
Phoenix, AZ
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As anyone knows, the home-buying process can be incredibly stressful, but working with the team at Guild Mortgage led by...See more
Karla L.
Feb 9, 2026
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I had a great experience working with Michael and the team at Guild Mortgage during my home-buying process. They were pr...See more
Gabino C.
Jan 31, 2026
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Big thanks to Guild Mortgage for helping me secure my home! The team was professional, efficient, and incredibly easy to...See more

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Awards

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Causes & Memberships

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NMLS ID #1371449

I am authorized to do business in the states of Arizona, California and Texas. AZ BK#0018883; AZ BKBR# 1050943; AZ LO Lic.# 0931451; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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