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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.79 out of 5.0 stars
5.0
5.0
4.74
5.0
Humphrey
Oct 22, 2025
Dayton, TX
Verified

I had an outstanding experience working with Michael Chi-Ukpai on the purchase of our new home. From the very beginning, he demonstrated exceptional professionalism, deep industry knowledge, and genuine dedication to ensuring a smooth process for my wife and I. What impressed me most was how thoroughly he explained each step of the loan process. He broke down complex details into clear, understandable terms, which gave us complete confidence in the decisions we were making. His calm, assured approach made even the most complicated parts of financing feel manageable. Our loan process faced an unexpected challenge — a government shutdown that could have easily derailed our closing. Michael handled it with remarkable composure and expertise. He proactively communicated with all parties involved, found alternative solutions to keep our file moving, and ensured that we closed on time despite the circumstances. His persistence and problem-solving turned what could have been a major setback into a success story. Thanks to his professionalism, attention to detail, and steady guidance, we were able to move into our home without delay. I WHOLEHEARTEDLY recommend Michael to anyone seeking a loan officer who combines technical excellence with an unwavering commitment to his clients.
Victoria
Oct 22, 2025
Mesa, AZ
Verified

Michael was easy to work with, willing to answer any questions I had, and always quick to answer my emails!
Kheemata p
Oct 24, 2025
Verified

Communication from beginning to end was smooth and flawless . Michael and everyone on his team made me feel way less nervous and confident , since this was my first time buying a home. I have already started recommending them to friends who have expressed interested in buying a house or land.
Humphrey I
Oct 23, 2025
Verified

I had an outstanding experience working with Michael Chi-Ukpai on the purchase of our new home. From the very beginning, he demonstrated exceptional professionalism, deep industry knowledge, and genuine dedication to ensuring a smooth process for my wife and I. What impressed me most was how thoroughly he explained each step of the loan process. He broke complex details into clear, understandable terms, giving us complete confidence in the decisions we were making. His calm, assured approach made even the most complicated parts of financing feel manageable. Our loan process faced an unexpected challenge — a government shutdown that could have easily derailed our closing. Michael handled it with remarkable composure and expertise. He proactively communicated with all parties involved, found alternative solutions to keep our file moving, and ensured that we closed on time despite the circumstances. His persistence and problem-solving turned what could have been a major setback into a success story. Thanks to his professionalism, attention to detail, and steady guidance, we were able to move into our home without delay. I WHOLEHEARTEDLY recommend Michael to anyone seeking a loan officer who combines technical excellence with an unwavering commitment to his clients.
Uchenna N
Oct 22, 2025
Verified

very responsive and in a timely manner very knowledgable very calm very helpful to the clients very honest. Great problem solver
Uchenna
Oct 22, 2025
Dayton, TX
Verified

very responsive and in a timely manner very knowledgable very calm very helpful to the clients very honest. Great problem solver

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1371449
I am authorized to do business in the states of Arizona, California and Texas. AZ BK#0018883; AZ BKBR# 1050943; AZ LO Lic.# 0931451; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;