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Jonathan Garcia

Jonathan Garcia

Loan Officer

15333 North Pima Road, Suite 275, Scottsdale, AZ 85260
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.75 out of 5.0 stars
4.75
Guy Hurst, P
Sep 23, 2023
Verified

Jonathan's product knowledge is superior and he works hard to get the right things done at the right time. Jonathan works well with my buyers as well as all the other professional partners in a real estate transaction.
Susan
Sep 16, 2023
Verified

Professional customer service and knowledge regarding my type of loan. Communication and knowledge was on point and refreshing! Thank you superstar team!

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NMLS ID #1077432
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 1050943; AZ LO Lic.# 930441;