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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Eduardo G
Jul 07, 2025
Verified

As a realtor, I love working with knowledgable lenders in the industry and Jose is one of those that I will be adding to my rolodex. He is professional, knowledgeable and can close a deal in a timely manner. We worked an FHA deal, imagine what he can do with a conventional transaction with less guidelines. Awesome work Jose! Remember, Real estate eddie when anyone is ready!
Eduardo
Jul 01, 2025
Phoenix, AZ
Verified

Jose is the man! Great work and follow through with a timely closing.
Amy
Jul 03, 2025
Phoenix, AZ
Verified

good response time
Brianna T
Jul 03, 2025
Verified

Jose Montes is an incredible lender — experienced, knowledgeable, and truly a go-getter. He’s always ready to help make my clients' dreams a reality. I never have to follow up or remind him of anything; he’s proactive, responsive, and truly on top of it all. Jose consistently goes above and beyond to help close deals, doing whatever he can to support the process. Grateful to have him as part of the team!
Brianna
Jul 03, 2025
Phoenix, AZ
Verified

Jose Montes is an incredible lender — experienced, knowledgeable, and truly a go-getter. He’s always ready to help make my clients' dreams a reality. I never have to follow up or remind him of anything; he’s proactive, responsive, and truly on top of it all. Jose consistently goes above and beyond to help close deals, doing whatever he can to support the process. Grateful to have him as part of the team!
Brianne
Jul 01, 2025
Phoenix, AZ
Verified

wseamless and easy. Any questions I had jose was quick to answer. I was never left, guessing or questioning my decisions, and I felt safe throughout the entire process as a first time homebuyer.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #695519
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 695519;