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About me

Throughout the years of the mortgage industry, there have been many changes. However, there is one thing that remains the same. Ownership of your home. Whether you are purchasing a home for the first time, up-sizing to a bigger home that supports a growing family, or down-sizing towards retirement… owning your home is the best investment that you can make. When I began my journey in the mortgage industry 6 years ago, I had three goals.  

First, to do everything within the guidelines of the law to help families and individuals alike gain the status of “Homeowner”. 

Second, to provide my clients with the smoothest loan experience from start to finish so that they get the absolute best home loan for their situation. 

Finally, to educate my clients on the details of owning a home so that they feel secure with the decision they have made to become a homeowner.  

I can confidently say that I have met these goals with every person that I have helped in my career and will continue to honor these goals with everyone moving forward. Anyone who takes the necessary steps to own real estate should feel comfortable all the way to the closing table. When life can seem crazy and things are out of your control, turn to a professional who can take the stress out of becoming a homeowner.   

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
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Annie
Oct 21, 2024
Verified

My husband and I worked with Jacob Smith for our home loan. We were first time homebuyers looking to use our VA loan, and we had no idea where to even begin. Jacob was incredibly helpful every step of the way. He was honest, thorough, and was excellent with communication. No matter how many times we asked the same questions or needed further explanation on things, Jacob was always happy to help us and always made sure we were on the same page. Through the entire process, he eased a lot of the stress and made it a very pleasant experience.
Andrew
Jul 28, 2024
Verified

Jacob was awesome! Kept me very informed, and found the loan that worked best for me.
Danelle
May 21, 2024
Verified

It was a pleasure doing business with Jacob. From start to finish, his service was professional, prompt, thorough, and efficient. He got us a fantastic rate on our rental property, and kept us updated throughout the entire process.
Dale and D
May 11, 2024
Verified

It was a pleasure doing business with Jacob. From start to finish, his service was professional, prompt, thorough, and efficient. He got us a fantastic rate on our rental property, and kept us updated throughout the entire process.
Alec
Mar 18, 2024
Verified

Jacob smith is exactly who you need when purchasing a home. Jacob made the process so much easier for me and my fiancé. Working fast and being available all the time was what really impressed us. There is nobody else I would have rather had to help us purchase a home.
LINDA
Feb 21, 2024
Verified

Jacob Smith w/Guild Mortgage did an excellent job for my clientsloan to purchase of a home. Knowledgeable, professional andclosing on time. I highly recommend.

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member of Guild Giving
NMLS ID #1641476
I am authorized to do business in the states of Arizona, California, Nevada and Oregon. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 1023404; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;