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About me

Throughout the years of the mortgage industry, there have been many changes. However, there is one thing that remains the same. Ownership of your home. Whether you are purchasing a home for the first time, up-sizing to a bigger home that supports a growing family, or down-sizing towards retirement… owning your home is the best investment that you can make. When I began my journey in the mortgage industry 6 years ago, I had three goals.  

First, to do everything within the guidelines of the law to help families and individuals alike gain the status of “Homeowner”. 

Second, to provide my clients with the smoothest loan experience from start to finish so that they get the absolute best home loan for their situation. 

Finally, to educate my clients on the details of owning a home so that they feel secure with the decision they have made to become a homeowner.  

I can confidently say that I have met these goals with every person that I have helped in my career and will continue to honor these goals with everyone moving forward. Anyone who takes the necessary steps to own real estate should feel comfortable all the way to the closing table. When life can seem crazy and things are out of your control, turn to a professional who can take the stress out of becoming a homeowner.   

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
5.0 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Annie
Nov 2, 2025
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My husband and I worked with Jacob Smith for our home loan. We were first time homebuyers looking to use our VA loan, an...See more
Wendy
Nov 2, 2025
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Jacob gave great customer service throughout the transaction. He was thorough and kept us updated every step of the way...See more
Janey
Oct 6, 2025
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Jacob, is very professional and was the easiest lender to work with on our transaction. He is always ...See more
Haddyn
Oct 5, 2025
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I can’t say enough great things about Jacob! This is my second home purchase and he made the process incredibly smooth ...See more
Janey
Oct 2, 2025
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Jacob at Guild mortgage is knowledgeable amd helpful to buyers and agents. He is very communicative and ensures the hom...See more
LINDA
July 4, 2025
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Jacob Smith w/Guild Mortgage did an excellent job for my clients loan to purchase of a home. Knowledgeable, professiona...See more

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Awards

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Causes & Memberships

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NMLS ID #1641476

I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 1023404; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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