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About me

Throughout the years of the mortgage industry, there have been many changes. However, there is one thing that remains the same. Ownership of your home. Whether you are purchasing a home for the first time, up-sizing to a bigger home that supports a growing family, or down-sizing towards retirement… owning your home is the best investment that you can make. When I began my journey in the mortgage industry 6 years ago, I had three goals.  

First, to do everything within the guidelines of the law to help families and individuals alike gain the status of “Homeowner”. 

Second, to provide my clients with the smoothest loan experience from start to finish so that they get the absolute best home loan for their situation. 

Finally, to educate my clients on the details of owning a home so that they feel secure with the decision they have made to become a homeowner.  

I can confidently say that I have met these goals with every person that I have helped in my career and will continue to honor these goals with everyone moving forward. Anyone who takes the necessary steps to own real estate should feel comfortable all the way to the closing table. When life can seem crazy and things are out of your control, turn to a professional who can take the stress out of becoming a homeowner.   

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
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Wendy Johnson & Janey Smith Real E
Apr 07, 2025
Verified

Jacob gave great customer service throughout the transaction. He was thorough and kept us updated every step of the way. He is easy to talk to and makes the home buying/ lending process very easy and understandable, especially first time home buyers. I would highly recommend talking to him for all of your lending needs, with it’s your 1st, 2nd or 3rd purchase .
JANEY
Apr 07, 2025
Winchester, CA
Verified

Jacob sis a great job communicating with us during the entire transaction. we had updates regularly and were able to get ah of him easily if we needed to speak with him directly. We recomend him for any buyer as he is easy to understand and helps answer any questions thw buyers and sellers have. We appreciate his expertise !
Danelle H
Feb 25, 2025
Verified

It was a pleasure doing business with Jacob. From start to finish, his service was professional, prompt, thorough, and efficient. He got us a fantastic rate on our rental property, and kept us updated throughout the entire process.
Danelle
Feb 24, 2025
Scottsdale, AZ
Verified

Jacob was fantastic and communication and keeping us up to date with pertinent information, as well are getting things done quickly for a fast closing.
Annie S
Oct 16, 2024
Verified

My husband and I worked with Jacob Smith for our home loan. We were first time homebuyers looking to use our VA loan, and we had no idea where to even begin. Jacob was incredibly helpful every step of the way. He was honest, thorough, and was excellent with communication. No matter how many times we asked the same questions or needed further explanation on things, Jacob was always happy to help us and always made sure we were on the same page. Through the entire process, he eased a lot of the stress and made it a very pleasant experience.
Andrew
Jul 28, 2024
Verified

Jacob was awesome! Kept me very informed, and found the loan that worked best for me.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1641476
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 1023404; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;