Select from hundreds of loan products tailored to your needs
Elena De Luz
Senior Loan Officer
NMLS# 1180152
About me
As a Loan Officer with over a decade of experience, I am dedicated to understanding my clients’ needs to offer the best mortgage solutions tailored to their unique situations. I take pride in delivering exceptional customer service, guiding clients through the loan process, and prioritizing their needs. My approach is rooted in transparency and honesty, ensuring clients are well-informed every step of the way.
As an immigrant from the Philippines, I deeply value homeownership and the American dream. I believe real estate is a crucial step in building and creating wealth. My passion lies in making homeownership accessible and assisting with refinancing options.
I cater to a wide range of mortgage needs, from first-time homebuyers to providing divorce mortgage guidance for divorcing homeowners, financing college tuition, helping adult children support their elderly parents with mortgage solutions, and offering retirement mortgage. No matter the stage of life, I am here to help you achieve your homeownership goals.
Read Blog
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
I am Not a Licensed Originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
Reverse mortgage loan
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
Elena made the home buying process so easy for us! This was my son's first home purchase. At the age of 18, there was a lot that he didn't know and even though I could explain some of it to him, it was much more professional coming from Elena. She was very patient with us and took extra time and care to explain details. Elena had a great working relationship with our realtor and the title company. This ensured opened communication and an overall smooth transaction from start to close. We couldn't be happier with our home purchase and the overall experience! We are so grateful to a mutual friend who referred us to Elena and we're excited about being able to refer her to our friends and family who may be looking for a home in Arizona.
Elena was great, very easy to work with. Both responsive when we had questions and always keeping us updated on where we were in the process. She took good care of us, would recommend her to everyone.
This was my first transaction with Elena, and I represented the Sellers. At the start of the transaction, Elena called to introduce herself and to let me know what to expect from her during the process. True to her word, she was faithful in her weekly update calls and delivery of the required paperwork. She was always available to answer my questions. She got the Buyer's loan through with ease and in record time. I would work with her again in a heartbeat.
Great customer service like apple care!!!!
I can’t recommend Elena enough, she is the most caring and intelligent loan officer by far. If you are looking for a lender, you need to use Elena!
Since day one that Elena was referred to us she made certain we understood the purchasing process .She addressed any/all concerns we may have had , walked us through all the necessary steps to make this venture a success ! She definitely knows her profession and is very qualified. She was readily available and would make courtesy calls reassuring us if we needed anything else to contact her . We will definitely refer her services to our friends and family ! She has earned our trust and friendship throughout this entire process . We are so pleased and very grateful to have Elena since day one on our Team !! We wish the Best of health , wealth & success to her and her and her family !!!
.png)
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!