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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Loan Officer with over a decade of experience, I am dedicated to understanding my clients’ needs to offer the best mortgage solutions tailored to their unique situations. I take pride in delivering exceptional customer service, guiding clients through the loan process, and prioritizing their needs. My approach is rooted in transparency and honesty, ensuring clients are well-informed every step of the way.


As an immigrant from the Philippines, I deeply value homeownership and the American dream. I believe real estate is a crucial step in building and creating wealth. My passion lies in making homeownership accessible and assisting with refinancing options.


I cater to a wide range of mortgage needs, from first-time homebuyers to providing divorce mortgage guidance for divorcing homeowners, financing college tuition, helping adult children support their elderly parents with mortgage solutions, and offering retirement mortgage. No matter the stage of life, I am here to help you achieve your homeownership goals.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Virginia
May 07, 2025
Verified

We had an excellent experience with Elena as our home loan officer. She was professional, friendly and engaging. Ours was not an easy loan to secure. She has a sense for looking at and finding details that is so essential. It had been 45 years since I had last purchased a home. Things were so different then! We had excellent communication with Elena. She was there for us every step of the way . I'm low tech, and she was patient and so helpfull with informing us with her texts, emails and calls. Thank you so much Elena and Guild Mortgage.
Tiffany
May 13, 2025
Tempe, Arizona
Verified

Elena was super nice & easy to work with. She gave me a heads up when anything was being sent my way to be done & answered the many questions i had throughout the process. Would definitely recommend & work with her again.
Leo
May 13, 2025
Tempe, Arizona
Verified

Elena was very professional and a good team player. She was always available and good about returning phone calls. Execllent service from the beggining to the end.
Jennifer
Apr 28, 2025
Chandler, AZ
Verified

Elena was very detail oriented and she kept me updated and informed throughout the transaction. She is a true pleasure to work with, very professional and on point.
CHRIS
Feb 24, 2025
Mesa, AZ
Verified

Elena was great to work with!
Vannesa
Feb 22, 2025
Mesa, Arizona
Verified

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Awards

Causes & Memberships

NMLS ID #1180152
I am authorized to do business in the states of Arizona, California and Hawaii. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 0936167; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;