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Elena De Luz
Senior Loan Officer
NMLS# 1180152
About me
As a Loan Officer with over a decade of experience, I am dedicated to understanding my clients’ needs to offer the best mortgage solutions tailored to their unique situations. I take pride in delivering exceptional customer service, guiding clients through the loan process, and prioritizing their needs. My approach is rooted in transparency and honesty, ensuring clients are well-informed every step of the way.
As an immigrant from the Philippines, I deeply value homeownership and the American dream. I believe real estate is a crucial step in building and creating wealth. My passion lies in making homeownership accessible and assisting with refinancing options.
I cater to a wide range of mortgage needs, from first-time homebuyers to providing divorce mortgage guidance for divorcing homeowners, financing college tuition, helping adult children support their elderly parents with mortgage solutions, and offering retirement mortgage. No matter the stage of life, I am here to help you achieve your homeownership goals.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
I am Not a Licensed Originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
Reverse mortgage loan
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Elena was great to work with!
exellent job
We recently had the pleasure of working with Elena as the lender for a client's home purchase, and she did an outstanding job! From start to finish, Elena's communication was top-notch. She kept us informed every step of the way, ensuring there were no surprises and everything went smoothly. Her dedication to providing clear and timely updates made the entire process stress-free and enjoyable. If you're looking for a lender who truly cares and goes the extra mile, Elena is the one to choose. Highly recommended
Elena is the most knowledgable Mortgage Lender I have ever met! She has answers for everything in the home purchasing process and even has resources to help get your ready to buy. She truly cares about your dreams and your success and her attention to detail shines through her work. Elena is also a beacon of light and one of the most genuine humans ever!
I had the pleasure of working with Elena on a recent transaction, and her professionalism was truly outstanding. She excelled in educating and communicating with our mutual client, ensuring he fully understood and maximized his VA loan benefits. Elena was proactive in coordinating with me as the realtor, keeping everyone informed every step of the way. She also ensured documents were prepared well in advance, making for a smooth and stress-free closing process. I highly recommend Elena to realtors who are seeking a knowledgeable and reliable lending partner and to anyone who has mortgage needs.
Elena and her team made this process a breeze. This being my first time, Elena was super helpful and would explain everything thoroughly. She was also always available and adapted to my busy schedule. Thanks again Elena!
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