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Elena De Luz
Senior Loan Officer
NMLS# 1180152
About me
As a Loan Officer with over a decade of experience, I am dedicated to understanding my clients’ needs to offer the best mortgage solutions tailored to their unique situations. I take pride in delivering exceptional customer service, guiding clients through the loan process, and prioritizing their needs. My approach is rooted in transparency and honesty, ensuring clients are well-informed every step of the way.
As an immigrant from the Philippines, I deeply value homeownership and the American dream. I believe real estate is a crucial step in building and creating wealth. My passion lies in making homeownership accessible and assisting with refinancing options.
I cater to a wide range of mortgage needs, from first-time homebuyers to providing divorce mortgage guidance for divorcing homeowners, financing college tuition, helping adult children support their elderly parents with mortgage solutions, and offering retirement mortgage. No matter the stage of life, I am here to help you achieve your homeownership goals.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
I am Not a Licensed Originator.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
Reverse mortgage loan
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
We had an excellent experience with Elena as our home loan officer. She was professional, friendly and engaging. Ours was not an easy loan to secure. She has a sense for looking at and finding details that is so essential. It had been 45 years since I had last purchased a home. Things were so different then! We had excellent communication with Elena. She was there for us every step of the way . I'm low tech, and she was patient and so helpfull with informing us with her texts, emails and calls. Thank you so much Elena and Guild Mortgage.
Elena was super nice & easy to work with. She gave me a heads up when anything was being sent my way to be done & answered the many questions i had throughout the process. Would definitely recommend & work with her again.
Elena was very professional and a good team player. She was always available and good about returning phone calls. Execllent service from the beggining to the end.
Elena was very detail oriented and she kept me updated and informed throughout the transaction. She is a true pleasure to work with, very professional and on point.
Elena was great to work with!
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