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Kristen Smith

Kristen Smith

Loan Officer

2076 S Woodlands Village Blvd, Suite 201, Flagstaff, AZ 86001
Own what matters
Own what matters

About Me

Welcome! It is all about you! I want you to have the best lending experience of your life! Whether you are a first time home buyer buying your second home or if this is an investment property I want to make it a wonderful process! After a career in the medical field I got into lending and love to use my bedside manner when doing your loan. This means that I will always talk you through the process in a way that you can understand not all those fancy terms! I will be available to answer any questions for you 7 days a week and evenings! I understand that you are busy and sometimes the best time to go over your loan is after work or on the weekend. Please reach out to me to go over any lending needs! I look forward to hearing from you!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.98
Callie H
Jan 06, 2024
Verified

The efficient and consistent communication
Stephanie
Dec 07, 2023
Verified

Kristen was amazing during every step of the process. Communicative and kind, very clear about what was needed and when. Perfect amount of follow-up. Flexible, patient and responsive. We felt very well taken care of, and she took the stress out of a very stressful process!
Lukasz
Nov 23, 2023
Verified

Easy through entire thing.
Amanda
Nov 23, 2023
Verified

Kristen was pleasant to speak with on the phone and I appreciated that she was able to explain the mortgage process clearly. Our case was kinda complicated and Kristen handled it with grace.
Donald
Oct 21, 2023
Verified

Very professional. Went above & beyond for us.
Ana
Oct 21, 2023
Verified

Kristen and her team are fantastic. They provided fast and clear answers to all of our questions and concerns. They are very professional but also friendly and pleasant. It was a real pleasure working with Kristen and Bill.

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Awards

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Causes I'm
passionate about

causes
NMLS ID #1993938
I am authorized to do business in the states of Arizona, Colorado and Texas. AZ BK#0018883; AZ BKBR# 1050935; AZ LO Lic.# 1010697;