Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

About me

I am Kristen Smith, I have a wonderful 13-year-old daughter, Charlee, and share my home with three beloved dogs: Pancho, Five, and Carhartt.
I enjoy dining at my favorite restaurant, Annex, where I savor delicious meals paired with my preferred red wine. Outside of my culinary adventures, I love spending quality time with my family, whether it’s attending live music events, going on camping trips, or exploring the great outdoors.

As a passionate sports fan, I enthusiastically support the Green Bay Packers, the Suns, and the Diamondbacks. My infectious enthusiasm is evident whether I’m cheering from the sidelines or watching the game at home.

I embody the values of camaraderie, dedication, and joy. My love for my family and passion for life’s simple pleasures make me a cherished part of our community.
 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews.
4.98 out of 5.0 stars
Zillow logo
5.0
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Kiona A.
Nov 2, 2025
Google logo
I had an excellent experience working with loan officer Kristen! She was incredibly knowledgeable and attentive, always ...See more
Jerome
Nov 2, 2025
Experience logo
communicated and did everything needed
Michael
Nov 5, 2025
Experience logo
Kristen was so helpful in discussing all our options. She was knowledgeable, easy to talk to, and helpe...See more
Kurtis
Nov 2, 2025
Experience logo
You and your TM alwasy answered my questions and expalined everything in detail.
Jason
Nov 1, 2025
Zillow logo
Working with Kristin Smith at Guild Mortgage was an absolute pleasure. From start to finish, she was professional, detai...See more
Michelle
Nov 5, 2025
Amazing professional Associate! Highly recommended

Video Gallery

Awards

Image of an award
Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #1993938

I am authorized to do business in the states of Arizona, Colorado and Texas. AZ BK#0018883; AZ BKBR# 1050935; AZ LO Lic.# 1010697;

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*