Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am Kristen Smith, I have a wonderful 13-year-old daughter, Charlee, and share my home with three beloved dogs: Pancho, Five, and Carhartt.
I enjoy dining at my favorite restaurant, Annex, where I savor delicious meals paired with my preferred red wine. Outside of my culinary adventures, I love spending quality time with my family, whether it’s attending live music events, going on camping trips, or exploring the great outdoors.

As a passionate sports fan, I enthusiastically support the Green Bay Packers, the Suns, and the Diamondbacks. My infectious enthusiasm is evident whether I’m cheering from the sidelines or watching the game at home.

I embody the values of camaraderie, dedication, and joy. My love for my family and passion for life’s simple pleasures make me a cherished part of our community.
 

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Robert W
Aug 12, 2025
Verified

A great person to deal with. every time I called she was there to answer any questions I had, even on the weekends! I highly recommend her for your mortgage needs.
Tammara P
Aug 11, 2025
Verified

Great lender and great communication throughout the process.
Tammara
Aug 09, 2025
Flagstaff, AZ
Verified

Kristen and her team kept in constant contactevery stepof the way.
Stephanie
Aug 09, 2025
Flagstaff, AZ
Verified

kristen Was fabulous. I cant recoomend her and her services enough. She held our hand and was patient with us and all our questions the entire way. She made an overwhelming process as easy and stresses as possible.
Matthew
Aug 09, 2025
Flagstaff, AZ
Verified

Kristen was great - she was always available and was patient with all of my questions.
Hector P
Aug 05, 2025
Verified

This one is easy! Kristen you truly ROCK!! Thank you for making the purchase of our new house feel smooth and the entire process super easy to navigate. The level of communication and following up skills with any question is absolutely second to none. You and your team without any doubt are the best in the area. I cannot wait to recommend you to anyone looking to purchase a new house or refinance. Guild Mortgage will take care of all your needs. Thank you again Kristen for your professionalism and expertise. Keep on kicking butt!!!

Video gallery

View More

Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #1993938
I am authorized to do business in the states of Arizona, Colorado and Texas. AZ BK#0018883; AZ BKBR# 1050935; AZ LO Lic.# 1010697;