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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am Kristen Smith, I have a wonderful 13-year-old daughter, Charlee, and share my home with three beloved dogs: Pancho, Five, and Carhartt.
I enjoy dining at my favorite restaurant, Annex, where I savor delicious meals paired with my preferred red wine. Outside of my culinary adventures, I love spending quality time with my family, whether it’s attending live music events, going on camping trips, or exploring the great outdoors.

As a passionate sports fan, I enthusiastically support the Green Bay Packers, the Suns, and the Diamondbacks. My infectious enthusiasm is evident whether I’m cheering from the sidelines or watching the game at home.

I embody the values of camaraderie, dedication, and joy. My love for my family and passion for life’s simple pleasures make me a cherished part of our community.
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.98
5.0
Ty
Jan 06, 2025
Flagstaff, AZ
Verified

She got us to the finish line!
Nathan
Dec 16, 2024
Flagstaff, AZ
Verified

Kristen did an amazing job helping my client get his loan secured and was helping out every step of the way. She went above and beyond helping us out.
Jessica
Dec 16, 2024
Bellemont, AZ
Verified

I appreciated the support and guidance.
Adriaan
Dec 16, 2024
Flagstaff, AZ
Verified

They always responded to questions very quickly and were able available to talk anytime if needed.
Regina
Nov 26, 2024
Munds Park, AZ
Verified

Great response time & communication
Patricia
Dec 02, 2024
Flagstaff, AZ
Verified

Kristen is knowledgeable and a very pleasant person to work with!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1993938
I am authorized to do business in the states of Arizona, Colorado and Texas. AZ BK#0018883; AZ BKBR# 1050935; AZ LO Lic.# 1010697;