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About me
I am Kristen Smith, I have a wonderful 13-year-old daughter, Charlee, and share my home with three beloved dogs: Pancho, Five, and Carhartt.
I enjoy dining at my favorite restaurant, Annex, where I savor delicious meals paired with my preferred red wine. Outside of my culinary adventures, I love spending quality time with my family, whether it’s attending live music events, going on camping trips, or exploring the great outdoors.
As a passionate sports fan, I enthusiastically support the Green Bay Packers, the Suns, and the Diamondbacks. My infectious enthusiasm is evident whether I’m cheering from the sidelines or watching the game at home.
I embody the values of camaraderie, dedication, and joy. My love for my family and passion for life’s simple pleasures make me a cherished part of our community.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Manufactured homes
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Professional, knowledgable and efficient!
Communication and professionalism....
Kristen was great!!! So helpful and always there when we needed her! Thank you for getting us into our dream home !
Thank you so much for your help !!!
the process overall went smooth and very good. Kristen always communicate and made me aware of every step. thank you for all the help and help me get my house!
It was a pleasure working with you! Thank you for your tenacious work and for making everything happen so quickly! You are professional, reliable, and easy to work with! If I encounter anyone in Flagstaff looking for a home loan, I will refer them to you! If rates go down enough, and I choose to refi, I will contact you exclusively :)
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