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Kristen Smith – Guild Mortgage Lender

Kristen Smith

Branch Manager

822 N Humphreys St, Flagstaff, AZ 86001
Own what matters
Own what matters

About Me

Meet Kristen Smith, a cherished member of our team and a devoted mother and wife. Kristen is married to the ever-humorous Brian Smith, who is a favorite among our office staff. Together, they share their home with their amazing daughter, Charlee, who is 13 years old, as well as their three beloved dogs: Pancho, Five, and Carhartt. 

When it's time to indulge in a delicious meal, Kristen and Brian's go-to spot is Annex, where they can enjoy delectable cuisine while sipping on their favorite red wine. Outside of dining adventures, Kristen finds joy in spending quality time with her family, whether it's enjoying live music, camping trips, or exploring the woods together. 

Kristen's love for sports shines through in her support for the Green Bay Packers, the Suns, and the Diamondbacks. Whether she's cheering from the sidelines or watching the game at home, Kristen's enthusiasm for her favorite teams is infectious. 

With her warm demeanor, love for her family, and passion for life's simple pleasures, Kristen Smith brings positivity and vibrancy to our team, embodying the values of camaraderie, dedication, and joy. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.98
5.0
Tyler
Jul 26, 2024
Verified

Kristen and the entire Guild Mortgage team have been phenomenal to work with. During such crazy times within the real estate market she advocated and educated us all the way through to our close. I wouldn’t suggest calling anyone else!
Mike
Jul 20, 2024
Verified

Kristen is AMAZING to say the least. She is kind, honest, and has outstanding customer service. She walks you through every step of the process and guides you through the best options to fit your needs. We will definitely be reaching out to Kristen with any future needs and recommending her. Thank you Kristen!
Ted M
Jul 16, 2024
Verified

To anyone who needs a mortgage ask for Kristen Smith. She won’t let you down. She’ll give you 110% of knowledgeable, professional and friendly service. We are totally satisfied with how our mortgage process worked. Great job Kristen and thank you very much.
Ted
Jul 16, 2024
Verified

Kristen is nothing but knowledgeable, professional and re assuring besides being very friendly. It was a pleasure being a customer. I recommend Kristen to anyone who needs a mortgage. We give Kristen 10 out of 10 stars!😎
Julia
Jul 01, 2024
Verified

Kristen Smith is a joy to work with. She is very knowledgeable, kind, and patient. She always reassures you that no question is a dumb one. She treats you like a friend rather than just another client. She will respond to txts and emails in a very proactive manner. She goes above and beyond just being a loan lender. I would highly recommend her to anyone who is looking for a home loan.
Emily
Jun 29, 2024
Verified

Kristen was so helpful during our home buying experience and made us feel supported and confident through the whole process. We were lucky to have her on our team!

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Awards

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Causes I'm
passionate about

causes
NMLS ID #1993938
I am authorized to do business in the states of Arizona, Colorado and Texas. AZ BK#0018883; AZ BKBR# 1050935; AZ LO Lic.# 1010697;