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Select from hundreds of loan products tailored to your needs

Thomas Gessner

Thomas Gessner

Regional Sales Manager

605 South Chandler Village Dr, Chandler, AZ 85226
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.57 out of 5.0 stars
5.0
4.51
Cristina
Jan 05, 2024
Verified

Fantastic team who helped understand the process by answering any and all questions we had, thank you Thomas and Monika!
Tanner
Sep 09, 2023
Verified

Jose and the team made the process convenient and very smooth!
Elizabeth
Mar 04, 2023
Verified

Attentiveness to our loan process and awareness of our closing in 30 days meaning getting everything taken care of! The process seemed seamless!
Burton
Mar 04, 2023
Verified

Communications and pleasantness of the team!
Kathleen
Feb 10, 2023
Verified

Efficient and speedy
Elizabeth
Dec 07, 2022
Verified

Everyone on the team was super available, even after hours, and answered all my many questions without judgment or making me feel silly for asking. It really meant a lot and made this process much less stressful.

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NMLS ID #1009077
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 0922636;