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About me

I first came to Guild Mortgage in 2017 as a real estate investor. I loved the company so much that I decided to join the team as a loan officer. My guiding principle is to treat my clients with the same honesty and clarity that I received. I know what it's like to sit on the buyer's side of the table. I know how important it is to have an advocate you can trust.

A third-generation native of Los Angeles, I now live in the Bay Area, where I serve communities from Sebastapol to San Jose, and from Pacifica to Fresno. I serve clients in California and Arizona.

Beyond the joy of getting my clients into homes, I love animating and making pickled eggs. I spend my free time volunteering for VetSOS (a group that provides free clinics for the pets of homeless people) and Jewish Family and Children's Services of San Francisco.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
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5.0
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5.0
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5.0
jeremy k.
Dec 25, 2025
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Scott was so amazingly helpful and informative. His professionalism is top-notch, and his sharp insights and quick wit m...See more
Stuart
Dec 24, 2025
Santa Barbara, CA
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Scott has a great consultative approach. We had a non-standard situation with needing to subordinate a private note and ...See more
Alina
Dec 24, 2025
San Francisco, CA
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if you are looking for the best lender you should work with Scott Kravitz. We had the pleasure of working with Scott on ...See more
Christian P.
Dec 11, 2025
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Scott was very accomodating with answering all my questions and went above and beyond my expectations. he even got my lo...See more
Doug
Dec 11, 2025
Brentwood, CA
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Scott was helpful throughout the entire process. He was always quick to respond to any questions I had. I ...See more
Dig D.
Dec 8, 2025
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Scott was extremely helpful throughout the entire loan process. He was very friendly and professional. I would definitel...See more

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Awards

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Causes & Memberships

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NMLS ID #2665489

I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 2006790; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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