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About me

I first came to Guild Mortgage in 2017 as a real estate investor. I loved the company so much that I decided to join the team as a loan officer.Read more

I first came to Guild Mortgage in 2017 as a real estate investor. I loved the company so much that I decided to join the team as a loan officer. My guiding principle is to treat my clients with the same honesty and clarity that I received. I know what it's like to sit on the buyer's side of the table. I know how important it is to have an advocate you can trust.

A third-generation native of Los Angeles, I now live in the Bay Area, where I serve communities from Sebastapol to San Jose, and from Pacifica to Fresno. I serve clients in California and Arizona.

Beyond the joy of getting my clients into homes, I love animating and making pickled eggs. I spend my free time volunteering for VetSOS (a group that provides free clinics for the pets of homeless people) and Jewish Family and Children's Services of San Francisco.

Awards

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Causes and Memberships

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Testimonials

5.0 (16 reviews)
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5.0
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5.0
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5.0
Anyone looking for a trust worthy, responsive and professional lender should use Scott Kravitz. We had an excellent experience working with Scott from start to finish. He stayed on top of every detail and kept everything moving smoothly. Hightly recommend!!
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Laura K.

Mar 11, 2026

Scott has a great consultative approach. We had a non-standard situation with needing to subordinate a private note and Scott educated me about options and the best way to go about it. Scott was very responsive and non-salesy.
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Stuart

Dec 17, 2025

Santa Barbara, CA

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Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 5:00PM

BY APPOINTMENT ONLY

BY APPOINTMENT ONLY

Monday - Friday

9:00AM - 5:00PM

Saturday

BY APPOINTMENT ONLY

Sunday

BY APPOINTMENT ONLY

NMLS ID #2665489

I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 2006790; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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