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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Anna
Feb 16, 2026
Mesa, AZ
Zillow logo
Rafael Najera is simple the best lender I have ever deal with, he kept me posted of every situation, he responded to m...See more
Martinromero3
Jan 22, 2026
Buckeye, AZ
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“No” was the answer I got from different lenders, But “No” was not an option for Rafael, he found the “Yes” in the midst...See more
Gabriel
Jan 20, 2026
Phoenix, AZ
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Rafael Najera is very kaind he answered all my questions I'm really happy with his work
Adolfo
Jan 16, 2026
Phoenix, AZ
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Very Helpful,knowledgable get things Done.
Martin
Jan 12, 2026
Buckeye, AZ
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You are amazing brother thank you
ING R.
Oct 25, 2025
Google logo
(Translated by Google) I would like to thank Mr. Rafael Nájera, who demonstrated in-depth knowledge of the subject, prov...See more

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NMLS ID #256119

I am authorized to do business in the states of Arizona, California, Colorado, Georgia, Illinois, Kentucky, New Mexico, Nevada and Texas. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 912252; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141;

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