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Select from hundreds of loan products tailored to your needs

John Niehaus

John Niehaus

Loan Officer

605 South Chandler Village Dr, Chandler, AZ 85226
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.98 out of 5.0 stars
4.97
5.0
Cole
Feb 26, 2022
Verified

John was on top of everything and communication was top notch the entire process.
Broc
Oct 21, 2021
Verified

John was very thorough, and always got back to us IMMEDIATELY. He was very informative and basically took care of everything except for when i needed to sign.
Lindsay
Jul 16, 2021
Verified

John has been wonderful to work with overall! Communication is excellent, and his response to questions is prompt. John went out of his way to make sure our entire loan process moved efficiently, quickly, and stress-free.
Laura
May 10, 2024
Verified

John is a great and experienced professional, with excellent communication skills to better serve the clients and the people who work along with him. I strongly recommend his services.
Benjamin
Feb 10, 2024
Verified

Excellent advisor and the best loan officer am gladly he help us we will use him and always recommend his services thank you John
Danielle M
Dec 24, 2023
Verified

John has been beyond helpful and comforting during the stressful and fearful process of going through this for my first time. He has stayed in constant communication and was there the entire time! I would highly recommend John to anyone!!

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NMLS ID #2068441
I am authorized to do business in the states of Arizona and Illinois. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 1016843; (www.nmlsconsumeraccess.org);