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Select from hundreds of loan products tailored to your needs

Alex Kirkland

Alex Kirkland

Sales Manager

605 South Chandler Village Dr, Chandler, AZ 85226
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.85 out of 5.0 stars
5.0
5.0
4.84
Megan
Dec 27, 2023
Verified

Alex made it great experience! He is incredibly knowledgeable and a great communicator. Alex is the “tell you like it is,” direct, and honest type of person and that made it so easy for us to trust him. His diligence, commitment, and creativity to find solutions is the reason we were able to purchase our family home. His level of professionalism and care for our family made us feel safe, comfortable, and confident throughout the entire mortgage process. I cannot say enough good things about Alex and his team!
Dominic
Dec 27, 2023
Verified

Alex was awesome to deal with. Especially if your financial situation is complex.
Gregory B
Dec 08, 2023
Verified

Communication and work ethic
Dawn
Oct 29, 2023
Verified

Great team that seems dedicated to great service.
Hunter H
Oct 21, 2023
Verified

Alex was always able to answer my calls and questions right away along with making sure every thing was done timely.
James
Sep 20, 2023
Verified

Alex made the process smooth and took the time to explain every step. Truly a great experience!

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NMLS ID #408053
I am authorized to do business in the states of Arizona, California, Colorado, Georgia, Idaho, Illinois, Kentucky, Minnesota, Montana, New Mexico, Ohio, Oregon, Tennessee, Texas and Washington. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 0924325; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org); Branch NMLS ID 2576261; OR ML-176;