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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Lauren Felton

Lauren Felton

Branch Manager

114 Sevier Street, Benton, AR 72015
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Sean
Apr 04, 2024
Verified

Lauren was absolutely amazing! She was able to take a difficult situation with some unique aspects and not only communicate clearly, set expectations and educate me on the process and timeline, she was able to expedite things and field a few curve balls that came up along the way all while keeping things moving smoothly. Even after closing, I had a question come up that I was able to follow up with her on and she helped me resolve it same day! I can't recommend her enough!
David P
Feb 25, 2024
Verified

Lauren was very friendly and helpful with this whole process. She was able and willing to answer any questions we had regarding anything pertaining to the entire process of the loan. I would highly recommend her services!
Shanna
Apr 05, 2023
Verified

Lauren has been a pleasure to work with during our home building process. She is very knowledgeable and quick to respond to her clients questions and needs. We look forward to working with her to close on our home.
Rogan
Jun 07, 2023
Verified

Lauren was super easy to work with. She is very easy to communicate with. We highly recommend using her to get a mortgage.
Mirinda
Mar 05, 2023
Verified

Lauren was extremely knowledgeable, easy to work with, and stayed on top of everything throughout our construction loan process. She fought for us to keep our 3.75% rate after the 12 month expiration and was able to extend it long enough for our closing at the 15 month mark. If she hadn’t, we would have been stuck with current 6-7% rates 😅. We will always use Lauren for any of our home lending needs and recommend to everyone we know.
Thad
Mar 05, 2023
Verified

We have bought several houses in the past with mixed reviews on our lender. This is our first time building, and Lauren blew all of our other lenders out of the water. Her attention to detail and communication skills were second to none. We never had questions unanswered! She made us feel taken care of when we had no clue what we were doing. If you are buying, she is your person!!!!

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NMLS ID #691811
I am authorized to do business in the states of Arkansas, Georgia and Texas.