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Find the loan to fit your life

I am honored to guide you and your family HOME

About me

I am a specialist in what I do, and NO ONE does it like me. I BELIEVE that serving others from the heart changes lives. I BELIEVE that the people who cross my path are God appointed. This enables me to serve those who need my services and abilities! I have the rare, demonstrated, and proven ability to take the complicated and make it simple! I have done this for families during my 30+ year career, and I humbly ask to do the same for you! MY PROMISE is to keep you informed, to make your mortgage process as easy as possible, and to look out for you like family. MY GOAL is to leave every person and every situation better than when first encountered. My team and I would be honored to assist you and your family in making a new home on the beautiful Gulf Coast or anywhere in Alabama, Georgia, Kentucky, Mississippi & Louisiana, where I am personally licensed! We are looking forward to helping you--every step of the way. Welcome Home! Patrice Smith, NMLS# 1149403 4851 Wharf Parkway, D-228 Orang Beach, AL 36561 Company NMLS #3274 Equal Housing Opportunity

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
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Gregory
Apr 28, 2025
Lucedale, MS
Verified

Patrice explained every optiin, step, and status in detail. Was very helpful whenever I had questions during the process and took the time to answer anything I had to ask.
Chaneyp25
Oct 26, 2021
Mobile, AL
Verified

Patrice worked very hard and very fast. She returned my calls even while she was on weekend trip. She's very personable and made me feel comfortable at a very stressful time. She is also very knowledgeable in her field.
Ropin4333
Jul 18, 2021
Jay, FL
Verified

Patrice Smith and her team (Tracy Schruck and Dawn Jones) went above and beyond what I think was basics of what needed to be done. Our mortgage was a little different from a standard one and they made it look like a cake walk. We had some tight moments but Patrice and her girls wizzed thru it like its was a daily process. If you would give them again a big Thank You from us. If you keep teams like this doing as good of a job as they did for me your company will have no worries at all. Thank you. Shane and Cheryl Busby
Felicia
Feb 01, 2021
Foley, AL
Verified

Patrice Smith and team were fantastic to work with. They made the experience great. This was the best home purchase I have ever had. They remained in consistent contact & made the process very easy. I highly recommend.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1149403
I am authorized to do business in the states of Alabama, Georgia, Kentucky, Louisiana, Mississippi and Tennessee. Licensed by the Mississippi Department of Banking and Consumer Finance;