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Tony Dichiara

Tony Dichiara

Loan Officer

2700 Hwy 280, Suite 290 E, Mountain Brook, AL 35223
Own what matters
Own what matters

About Me

Thanks for visiting my webpage. I'm a Mortgage Loan Advisor licensed in Alabama and Florida. My 20 + Years in Financial Consulting Sales, including Commercial Banking, Merchant/Payment Services, 9+ Years in Construction & Energy Management. I enjoy helping and being a part of my community by understanding the people & their business. I’m looking forward to working together with you.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.83 out of 5.0 stars
4.9
4.67
Bradley
Aug 25, 2022
Verified

I had a great experience refinancing my home with Tony from Guild Mortgage! He helped me to get the best rate and mortgage refi to fit my situation that would allow me to do the updates that I wanted to do with my home. Tony was very professional as well as knowledgeable and helped to walk me through the process quick and easy with no pain points. I would recommend using Tony to anyone who is in the market to buy or refinance a home! Thanks For your help Tony!
Cornell
May 07, 2022
Verified

Great person! Was always there to help!
Bradley L
Dec 14, 2021
Verified

I had a great experience refinancing my home with Tony from Guild Mortgage! He helped me to get the best rate and mortgage refi to fit my situation that would allow me to do the updates that I wanted to do with my home. Tony was very professional as well as knowledgeable and helped to walk me through the process quick and easy with no pain points. I would recommend using Tony to anyone who is in the market to buy or refinance a home! Thanks For your help Tony!
Thad
Aug 25, 2022
Verified

Tony was kind patient and helpful throughout the entire process.
Thad W
Sep 22, 2021
Verified

Tony was kind, patient and helpful throughout the entire process.
K W
Nov 15, 2019
Verified

Tony was great to work with during this process. He kept us on track and provided information in a timely manner. He was very knowledgeable and made the process smooth.

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Awards

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Causes I'm
passionate about

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NMLS ID #1724344
I am authorized to do business in the states of Alabama, Florida and Tennessee.