Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Christy Graves

Christy Graves

Loan Officer

412 1st Ave SE, Suite 100, Cullman, AL 35055
Own what matters

About Me

Christy has been serving in the mortgage industry since 2020. Her professional experience in the sales, marketing, and financial industries have provided a wealth of knowledge and resources that will assist in making your loan a smooth and seamless process. “My goal is to make your experience one that is easy and hassle-free, and I am always keeping an eye out for the best deals.”

Christy lives in Arab with her husband Shawn and two boys, JD and Clark. Her hobbies are crafting, reading, and anything on the water! She is an active member of the community and her church where she serves as a Sunday school teacher. Christy’s passion for serving others makes her a great addition to our team as she helps families achieve the goal of home ownership.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



4.94 out of 5.0 stars
Oct 02, 2023

Christy was a great help to us and always made sure we had everything right on track! We would use her in the future!
Sep 25, 2023

Christy went above and beyond for her client during this transition. We couldn’t have had a better lender.
Oct 20, 2022

Easy process
Sep 14, 2022

Christy has been leading a guiding me through this whole process for 2 years. She is very very dedicated and even answered my late night calls or texts. She is very kind, informative and helpful. She is a blessing to my family and I.
Aug 11, 2022

Every member that i worked with at first federal answered all my questions and explained anything i didnt understand. Worked with me on making sure that i was able to get my house and close as quickly as possible!
Aug 03, 2022

My closing kept getting delayed, and Christy did a fantastic job helping me make informed decisions on rate locks and how to proceed with the loan with no extra delays.

Video gallery

View More



Causes I'm
passionate about

NMLS ID #1960040
I am authorized to do business in the state of Alabama.