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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Tim C
May 21, 2025
Verified

Great experience working with Karen! Very knowledgeable and willing to make herself available to answer all of my clients' questions. Three thumbs up!
Timothy
May 19, 2025
Nibley, UT
Verified

Karen was awesome to work with! My clients and I were particularly impressed with her knowledge and her willingness to respond to numerous questions. Three thumbs up!
Aimee
May 19, 2025
Logan, UT
Verified

Yall didn't make the process overly complicated, which I really appreciated, while being kind and helpful the entire time. I don't anticipate being in need of a mortgage again anytime soon, but in the event I did, I would come back here without hesitation.
Holly
May 19, 2025
Smithfield, UT
Verified

Karen is AMAZING!
EMMALEE
May 19, 2025
Smithfield, UT
Verified

Karen is amazing! She made every step of the process so smooth and worry free!
steve m
May 19, 2025
Verified

Mrs. Barlow, held my hand and allowd me to be able to close on my loan. There were difficulties from outside influences that made me want to give up, but Mrs. Barlow was able to help me manover the rough waters and finish the loan. Then, Mrs. Nielson was there after the signing to ensure that everything went smoothly.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.