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Select from hundreds of loan products tailored to your needs

Karen Nielson

Karen Nielson

Branch Manager

180 West 1200 South, Suite 220, Logan, UT 84321
Own what matters
Own what matters

About Me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.9
4.86
4.97
Amber
Jun 10, 2024
Verified

The team I worked with always had time to answer any questions I had. I have not sold/bought a house in many years, so I did have many questions. There was always someone who took the time to explain every step.
Jamie
Jun 10, 2024
Verified

The team is fast and amazing to work with!
Bryan
Jun 10, 2024
Verified

We have used Guild Mortgage for home purchases in the past and had a great experience each time. Karen and her team are fantastic to work with.
Rebecca
Jun 04, 2024
Verified

We love Guild Mortgage. We have gotten three mortgage loans through them and they have always been excellent to work with. Everyone one of their staff is friendly and efficient.
Jesse
Jun 04, 2024
Verified

Clear communication and good followup seeing us through the process.
Brian
Jun 04, 2024
Verified

Everyone was outstanding in helping and answering questions that we had for our first home purchase.

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Awards

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Causes I'm
passionate about

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NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.