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Tom Lutz

Branch Manager

2555 Kingston Road, Suite 230, York, PA 17402
Own what matters

About Me

I have been in the mortgage industry for 23 years and have vast experience with VA, USDA, and FHA loans. In 2014, I joined the RMS family, and I am excited to continue helping my clients join the Guild Team. I also bring nine years of experience as a Real Estate Associate Broker. 

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
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NICHOLAS
Aug 23, 2023
Verified

TOM LUTZ WAS GREAT. I HIGHLY RECOMMEND GUILD MORTGAGE.
Kwame
Jul 11, 2023
Verified

Thanks for all what your company has done for us to get the money for our house.
Jeremi
Jun 17, 2023
Verified

Tom again has made this process very easy on our second home. He, as usual, went above and beyond and made us feel like a top priority. I would never hesitate to recommend Tom to anyone I know who's in the market for a new house. Thanks again Tom, we really appreciate it!
Bobby S
Jun 01, 2023
Verified

Tom was amazing to deal with from day one. Getting a little personal, 5+ years ago, my wife and I sat down with him with the dream of one day buying a house. I was extremely irresponsible in my younger years with managing credit, and then, my credit showed. I put my mind to it to repair it with the suggestions Tom made, and when we applied in April of 2023, I was over 800+credit and a prime buyer to buy our first home. It was a dream come true, and couldn't thank Tom enough for his support through our entire process.
Oleg
Jan 13, 2023
Verified

What a knowledgeable and responsive Loan Officer.Could not have asked for a better agent !
Virginia
Oct 11, 2021
Verified

From start to finish we were kept apprised of the status of our loan. Being able to upload documents to the website was a plus as we do not have a fax machine and the mail may have delayed our loan processing.

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NMLS ID #135170
I am authorized to do business in the states of Delaware, Maryland and Pennsylvania.