Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Tom Lutz

Tom Lutz

Branch Manager

2555 Kingston Road, Suite 230, York, PA 17402
Own what matters
Own what matters

About Me

I have been in the mortgage industry for 23 years and have vast experience with VA, USDA, and FHA loans. In 2014, I joined the RMS family, and I am excited to continue helping my clients join the Guild Team. I also bring nine years of experience as a Real Estate Associate Broker. 

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.93
5.0
Donna
Dec 26, 2023
Verified

My buyers were very satisfied with Tom's communication throughout the process. They stated that he makes everything easy for them to understand and guides them throughout. They always comment on Tom's integrity and how they feel they can trust him.
Jenni
Nov 27, 2023
Verified

Tom Lutz and team always go above and beyond with customer service Always a great experience Incredibly knowledgeable too
Adam
Nov 27, 2023
Verified

Quick response time and helpful at explaining any questions or scenarios.
Terry
Nov 20, 2023
Verified

Tom was very knowledgeable, always available when I needed his help, and very professional.
Steve
Oct 14, 2023
Verified

It was a long process but the bottom line, Tom Lutz came through and we appreciate his ability to work with disabled veterans thank you kindly.
Matthew
Jan 08, 2024
Verified

Great communication with experienced professionals.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #135170
I am authorized to do business in the states of Delaware, Maryland and Pennsylvania.