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David Milne

David Milne

Loan Officer

1915 NE Stucki Avenue, Suite 400, Hillsboro, OR 97006
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Robert
May 06, 2024
Verified

The entire process went smoothly and we were kept informed throughout the process. Loan Officer was very knowledgeable and kept in touch with us from beginning to end.
Linda
May 06, 2024
Verified

The entire transaction went smoothly without any issues. Communications were excellent.
Linda
May 06, 2024
Verified

All went smoothly; was explained very well, and was completed without any issues.
cschapala
Sep 29, 2023
Verified

I would recommend David Milne. He worked with me on my move to Arizona while I was living in Denver. He kept in touch with me asked me a lot of questions and sound advice. I had a big move in front of me. He handled everything with ease. David was approachable with any questions I had and the process. I found my new home in Phoenix and I am thrilled I found a lender with his knowledge and communication style. Cordelia and Tom Spencer
Christine
Mar 08, 2023
Verified

David started working with us almost a year ago, coaching us on ways to rebuild our credit, giving us advice and pointers on what to do for a good outcome for our family. He spent hours with myself and my husband making sure we were taking the right steps encouraging us along the way to not give up, and within 10 months we were able to qualify for a mortgage and 2 months later we are signing on our forever home. David is a very kind, humble and understanding person and he never gives up on you. I would recommend him a million times over to anyone. If you give him a chance you will not be disappointed. I'm forever grateful that he believed in us. He will always be very special to our family for what he has done. His kindness and patience was so appreciated. Mahalo, Christine & Anthony Nay
jarka i
Feb 28, 2023
Verified

David is an absolute pro, I will never EVER recommend anyone else but him! He has been fantastic to work with and we are extremely excited for our new home. Thank you for EVERYTHING!!

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NMLS ID #148877
I am authorized to do business in the states of Arizona, California, Oregon, Texas and Washington. AZ BK#0018883; AZ BKBR# 1050989; AZ LO Lic.# 914231; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;