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Seamus Murphy

Seamus Murphy

Sales Manager

5370 Kietzke Ln., Suite 101 & 103, Reno, NV 89511
Own what matters
Own what matters

About Me

Over the years I have helped over 1,000 families purchase or refinance a home. People tell me I go above and beyond to help them understand the process and find the best loan to fit their life. This is true because I love what I do, but it's also much more than that.

The finance process of buying a home is filled with complexities. Simply put, there is more involved than merely "push button, get mortgage". Spend any time with me and you'll quickly learn I enjoy talking to people, working with my talented team, and finding the best possible loan for every client. However, I mostly love what I do because I get a chance to turn hopes and dreams into reality. Nothing brings me more joy than to see someone purchase a home when they never thought it would be possible.

I was raised here in beautiful Lake Tahoe and have a love for the mountains and the desert that words cannot describe. It is truly an honor to have earned the trust of so many families and individuals in our community. At the end of the day, I get to help people call this place home, and it doesn't get any better than that. Home means Nevada and I can’t wait for it to mean the same for you.

 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
4.58
5.0
5.0
T. L
Apr 22, 2024
Verified

Seamus was very knowledgeable about how to structure our loan and find the right financing dynamics at just the right time for the circumstances we needed and wanted; he and his team are very thorough, accessible, have prompt communication, are proactive and detailed and were very accommodating with our schedules. He has an excellent network of collaborative professionals, is wonderful and easy to work with and consistently took great care of us from the beginning to the end. Highly, highly recommend; he’s the best around!!!
jacobwoods3d
Apr 05, 2024
Verified

They did excellent work, from the time I called the real estate agent to the time I got keys was only 27 days, it was the smoothest home buying experience I have ever had or even heard of.
brettclarke11
Jan 26, 2024
Verified

I never actually got a loan with Seamus but the whole experience of applying for a loan really inspired me. I took a look at every aspect of my life and change almost every aspect of my life to put myself in a better position in the future. I am changing career paths and relocating but really the starting point for all of that was applying for a loan. I learned that I wasn't in a competitive position in the market even though everyone told me I was. It's easier to change your own trajectory than change the housing market so that's what I am doing. Thanks to Seamus and his team for helping me come to the realizations I have.
Julie C
Nov 03, 2023
Verified

Seamus Murphy and his Guild Mortgage team are the best! Seamus shows real concern for his clients. He communcates clearly and consistantly.Working with Guild Mortgage has been quick and stress free! I definately recommend Seamus and Guild fo your mortgage needs.
Julie C
Nov 03, 2023
Verified

Seamus and his Guild Mortgage team are the best in the business! Every step, every document, every little thing is clearly communicated. Seamus locks in the best rate and closes as fast as possible. I trust Guild all my mortgage needs.
Bruce R
Oct 16, 2023
Verified

Very professional and knowledgeable. Great job (by Seamus and his staff) helping us obtain our loan.

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Awards

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Causes I'm
passionate about

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NMLS ID #484496
I am authorized to do business in the states of Arizona, California and Nevada. AZ BK#0018883; AZ BKBR# 0121076; AZ LO Lic.# 1020848; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;