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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Katie Besso

Katie Besso

Sales Manager - The Gifford Team

3630 Mayberry Dr, Reno, NV 89509
Own what matters
Own what matters

About Me

The Gifford Team was formed in 2009 by Shayla Gifford and Lynette Bonnett. Over the years, Shayla and Lynette have grown this dynamic sales team.

They work closely behind the scenes with the best operations staff from processing to funding. It takes a village to close a loan and The Gifford Team is dedicated to helping their clients find the right program that compliments their financial goals.

Since 2009, the team has helped more than 5,000 families totaling more than $1 billion in closed sales. They love what we do and the clients they serve, which is also a reflection of The Gifford Team ranking in the top 1% of originators nationwide per The Scotsman Guide and Mortgage Executive Magazine top originator 2020 reports.

 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.87 out of 5.0 stars
4.86
5.0
Connie
May 28, 2024
Verified

All the staff was great. Katie was a dream to work with! Thank you
Marika
May 28, 2024
Verified

Best programs and service!! Thank you!!
Craig
May 28, 2024
Verified

My wife and I were under a short time line to process our home purchase and Kaitlin and her group of professionals provided us with a timely and seam less experience with no issues through the whole process.
Susan
May 28, 2024
Verified

Guild Mortgage came to our rescue and took over the loan process from a different lender who we were not comfortable with. The process was easy and Guild was always available to support us.
Thomas
May 28, 2024
Verified

Fast and very efficient.
Jennifer
May 13, 2024
Verified

Katie and Barb are very helpful and went out of their way to assist us. They are both prompt to respond and solve issues.

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Awards

awards awards

Causes I'm
passionate about

NMLS ID #1535705
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;