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We are here to help you find the loan to fit your life

Monica will help you find the perfect loan to fit your perfect home

About me

Monica Centeno is a residential mortgage lender in Henderson, NV. Monica has 20+ years of experience in mortgage lending and takes pride in guiding clients through the home lending process. Monica is licensed in over 30 states and uses her experience and expertise to assist her clients with programs ranging from down payment assistance programs to more complex and specialized loan programs. Monica grew up in Henderson, Nevada and graduated from UNLV. She then attended Chapman University School of Law and is an attorney licensed to practice law in Nevada and California. Monica enjoys traveling, reading and spending time with her two German Shorthaired Pointers, Jax and Willow.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.83 out of 5.0 stars
4.82
5.0
Robert B
Aug 30, 2025
Verified

Very knowledgeable and helpful. I highly recommend them.
Robert
Aug 30, 2025
Springfield, TN
Verified

Monica and her team are very knowledgeable and helpful. They answered all of my questions and always promptly returned phone calls and emails. I highly recommend them.
Mary
Aug 30, 2025
Campbellsville, KY
Verified

Very responsive and on top of everything from start to finish!
Johnny
Aug 25, 2025
Augusta, GA
Verified

I was pleased with all the transactions and the work that everyone did; very professional.
Annie
Aug 25, 2025
Augusta, GA
Verified

Your employees Natasha Boettche and Tonia Spiros were awsome. I haves worked with Natasha before with an previous loan and she was aw than, I just got to work with Tonia and Natasha great team to work with. they are very knowledgeable about the job and guidelines
Jesse
Aug 26, 2025
Verified

To begin with, Guild Mortgage set the standards other lenders should follow. We were well informed where we stood throughout the entire process. Tasha and Tonia ("T & T") were great! Their professionalism, patience, attention to every detail, and willingness to go the extra mile are priceless! Thank you all for a pleasant and memorable experience.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1100009
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Mississippi, North Carolina, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176;