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Navigating Home Loans with Integrity and Excellence
Over 20 Years of Trusted Mortgage Solutions

About me

Purchasing a new home can sometimes seem overwhelming as it is typically the largest purchase you make in a lifetime. Working with the right mortgage originator and company truly makes all the difference in the experience that partners and clients receive.

I grew up on a small farm in Central Missouri, where a strong work ethic and integrity were instilled in me from a very young age. My wife, Laurie, and I are now passing these same values along to our three children. After receiving a Bachelor’s Degree from the University of Missouri-Columbia, I was commissioned as a 2nd Lieutenant in the US Army Field Artillery. I served for four years in the Army, assigned to Combat Operations in Desert Shield and Desert Storm.

After leaving the Army, I worked in the Banking Industry and then in the Consulting Industry with Ernst & Young. In June of 2004, I opened a mortgage lending office in Osage Beach at the Lake of the Ozarks. With over 20 years of origination experience, I have been part of the ever-changing lending environment. I thrive, grow, and adjust my business systems so that my partners and clients can receive the highest customer experience available. I am proud to say that my business has always been 100% by referral. Delivering high-quality service and giving partners and clients something to refer to their friends and family is the #1 priority for my team and me.

I am not only a mortgage originator; I strive to be a “Mortgage Sherpa” and I expect to keep my clients for life. Please never hesitate to call with any questions you may have and, of course, any referral we can follow up with.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Erik
Dec 18, 2025
Gravois Mills, MO
Experience logo
Best loan experience I have ever had in 40 plus years of borrowing money
Brian
Dec 18, 2025
Osage Beach, MO
Experience logo
Ed is extremely helpful and knowledgeable. He is absolutely the one to trust when it comes to mortgages. Thanks
Shaun
Dec 17, 2025
Best ever. I seek Ed and his team out on every property deal we do. Best not just in the area but of any experience I...See more
Tammy S.
Dec 15, 2025
Google logo
This is our second visit with Ed. Wonderful communication and dedication to us. Great person and experience. We will def...See more
Christopher
Dec 15, 2025
Roach, MO
Experience logo
ery communicative and made the process super easy
Jennifer
Dec 11, 2025
Linn Creek, MO
Experience logo
Ed Lowther is such a great guy to my husband and I. Any time we talk to Exd it's like talking to a...See more

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Awards

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Causes & Memberships

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NMLS ID #414029

I am authorized to do business in the states of Arkansas, Florida, Iowa, Kansas, Missouri, Tennessee and Texas.

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