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Navigating Home Loans with Integrity and Excellence

Over 20 Years of Trusted Mortgage Solutions

About me

Purchasing a new home can sometimes seem overwhelming as it is one of the largest purchases you make in a lifetime. Working with the right mortgage originator and company truly makes all the difference in the experience that partners and clients receive. I grew up on a small farm in Central Missouri. Strong work ethic and integrity was instilled in me at a young age. My wife, Laurie, and I are now passing these same values to our 3 children. After receiving a Bachelors Degree from University of Missouri-Columbia, I was commissioned as a 2nd LT in the US Army Field Artillery. I served for four years in the Army, assigned to Combat Operations in Desert Shield and Desert Storm. After leaving the Army, I worked in the banking industry and then in the consulting industry with Ernst & Young.

In June of 2004 I opened a mortgage lending office in Osage Beach at the Lake of Ozarks. Over the last 19 years, I have been part of the ever changing lending environment—thriving, growing and adjusting my business systems so that my partners and clients can receive the highest customer experience available. I am proud to say that my business has always been 100% by referral. Gaining referrals by delivering high quality service to our partners and clients is the #1 priority for my team and I.

I am not only a mortgage originator; I strive to be a true Mortgage Professional levering my financial background and tax mitigation experience. My goal is to keep my clients for life. Please never hesitate to call with any questions you may have and of course any referral we can follow up with.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.95
4.97
Taylor O
Sep 02, 2024
Verified

Ed was wonderful to work with!! It was my first ever experience buying a home and he was beyond helpful. Him and his team were very responsive and were more than willing to answer any questions I had no matter how little or silly they were. The processor of my loan, Heather, was also incredibly helpful! The whole team at Guild is fantastic. They are very diligent and keep you up to date throughout the whole process. I would definitely recommend them to anyone needing a mortgage loan!
Scott
May 13, 2024
Verified

I have used Ed for two mortgages now and I highly recommend him! He is extremely responsive, helpful, and a great guy. Also, he has always been able to find the lowest mortgage rate of any competitors! If you are looking for a lender, look no further than Ed Lowther at Guild Mortgage!
Ashley G
Dec 23, 2023
Verified

I can not express the level of gratefulness I feel for Ed Lowther and his team!! I was strung along by an online lender for almost a month only to find out on closing day that they had no idea what they were doing. We called Ed desperate for help on purchasing our new home and he GLADLY picked up the pieces of our deal and turned it into a joyous event for us. He was able to clear us to close in 6 days!!! Ed was ALWAYS friendly, available, and knowledgeable. I would give him 1000 stars if I could. Thank you from the bottom of my heart, Ed!
Phil
Oct 02, 2023
Verified

Excellent job
Lori D
Sep 15, 2023
Verified

We couldn't be happier or more pleased with Ed's team. The communication was outstanding, they were kind, and they got our loan approved within just over a week. Five stars!
Lori
Sep 11, 2023
Verified

After encountering obstacles with another lender, Ed's team swooped in and took care of everything. He closed our loan in just over a week and the other lender couldn't get it done in eight! Joyce was incredibly helpful and kind, even taking on responsibility that would typically be the role of a realtor. I believe Ed's team saved our deal from falling through and we couldn't be happier or more grateful. We would most definitely recommend Ed and his team!

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Awards

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Causes I'm
passionate about

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NMLS ID #414029
I am authorized to do business in the states of Arkansas, Florida, Iowa, Kansas, Missouri and Texas.