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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Carla Marchetti Senior Mortgage Loan Officer

Carla Marchetti is not your typical Senior Mortgage Loan Originator. With over 13 years of experience in the Real Estate and Mortgage Industry, Carla combines her extensive knowledge of the lending world with a unique coaching background to help her clients achieve their financial dreams. 

Why Choose Carla: 

Carla believes that a successful mortgage experience begins with listening to her clients, understanding their goals, and crafting solutions that align with their financial objectives. She empowers her clients by providing them with the knowledge and confidence they need to make informed choices that lead to long-term financial security. 

Carla’s commitment to customer satisfaction is unwavering, and her dedication to her clients goes beyond business hours. She is known for her responsiveness and willingness to go the extra mile to ensure her clients’ needs are met. 

Contact Carla Marchetti: 

Whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance, Carla has the expertise to guide you through the process. Feel free to call her if you have questions about buying or refinancing, need guidance, or are ready to embark on your homeownership journey. Carla is ready to turn your dreams into reality. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.94
5.0
Stephanie
Sep 11, 2025
Wellsville, KS
Verified

Carla was real, pleasant and funny. I enjoyed the process.
Wendy
Sep 12, 2025
Butler, MO
Verified

Carla made our experience super easy and she explained everything making our transition from renter to homeowner very special. We could not have asked for a better experienc.
Tonya B
Sep 06, 2025
Verified

Carla Marchetti at Guild Mortgage was really great to work with. She was professional and as personal as what I needed, knowledge and made certain things got pushed through when needed and also delayed when needed. Like the closing date: it needed to be pushed out so my rent and first mortgage payment would not overlap. I recommend her to anyone buying a house.
Tonya
Sep 04, 2025
Merriam, KS
Verified

We were updated throughout the entire process of what to expect and what was expected of us. Carla was always a 100% ready and willing to help us any day at about any time. She was both professional, knowledgeable and great to work with. I will recommend Carla and Guild Mortgage to anyone looking to buy a house.
Chad G
Aug 25, 2025
Verified

Very knowledgeable! Qualified my client with a program I didn't even know existed!
Chad
Aug 25, 2025
Kansas City, MO
Verified

Very knowledgable! Qualified my client with a program I didn't even know existed!

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Awards

Causes & Memberships

NMLS ID #993397
I am authorized to do business in the states of California, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, Nebraska and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141;