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Mike Schwartz – Guild Mortgage Lender

Mike Schwartz

Branch Manager

1222 SE 47th Street, Suite 223, Cape Coral, FL 33904
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.78 out of 5.0 stars
Apr 11, 2024

I've worked with Mike Schwartz for several years. He is one of the most knowledgable lenders who always has his finger on the pulse of the market. He is a great "lifeline" when I have a question and always gives me perspective about the options for my buyers. I appreciate all he does to make our deals go smoothly! I highly recommend Mike Schwartz to anyone in needed of financing.
Apr 02, 2024

Not only is Mike professional, hard working and caring, he is just a great guy. I have been in the business and worked with all kinds, so when you find a guy that not only treats clients like gold but has all the tools to get the loan done, you stick with them. I trust that when Mike is working a deal the client will get the best rate and the best terms no questions asked.
Apr 01, 2024

Mike was very helpful throughout the process. He kept us informed every step of the way. I would not hesitate to use Guild Mortgage again. Mike and Gail are very knowledgeable and willing to help guide you through this process.
Aaron C
Jul 15, 2024

Mike was amazing from pre-approval to closing. Kept us up to date and answered any questions that arise. Even after hours
Jul 15, 2024

Thank you Mike and Gail!! I’m grateful for your help and services!!!
Brad L
Jul 08, 2024

Working with Mike Schwartz as the lender on a recent transaction was an absolute pleasure and a game-changer for the entire process. From the initial consultation to the closing day, Mike consistently demonstrated exceptional professionalism, expertise, and a commitment to ensuring a smooth and successful deal. Mike went above and beyond in every aspect of the transaction. His proactive communication kept all parties informed and reassured throughout the process. Whenever challenges arose, Mike tackled them head-on with creative solutions and an unwavering positive attitude. His deep knowledge of the lending landscape and attention to detail were evident at every turn. One of the most impressive aspects of working with Mike was his dedication to our clients. He took the time to thoroughly understand their unique financial situation and provided personalized guidance to secure the best possible loan terms. His transparency and honesty built trust and confidence, making our clients feel comfortable and well-supported. Mike's efficiency and responsiveness were truly outstanding. He handled all paperwork with precision and ensured that deadlines were met, often ahead of schedule. His ability to navigate complex situations and provide clear explanations made the entire process seamless and stress-free. As a realtor, having a lender like Mike on our team makes all the difference. His exceptional service not only facilitated a successful closing but also left our clients extremely satisfied and appreciative of the experience. I wholeheartedly recommend Mike Schwartz to anyone in need of a top-tier lender who genuinely cares about his clients and goes the extra mile to deliver exceptional results. Thank you, Mike, for your incredible dedication and support. We look forward to working with you on many more transactions in the future!

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NMLS ID #230779
I am authorized to do business in the states of Florida, New Jersey and South Carolina. Licensed by the N.J. Department of Banking and Insurance;