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Mike Schwartz

Mike Schwartz

Branch Manager

1222 SE 47th Street, Suite 223, Cape Coral, FL 33904
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.72 out of 5.0 stars
4.72
Jeffrey
Apr 11, 2024
Verified

I've worked with Mike Schwartz for several years. He is one of the most knowledgable lenders who always has his finger on the pulse of the market. He is a great "lifeline" when I have a question and always gives me perspective about the options for my buyers. I appreciate all he does to make our deals go smoothly! I highly recommend Mike Schwartz to anyone in needed of financing.
Bradly
Apr 02, 2024
Verified

Not only is Mike professional, hard working and caring, he is just a great guy. I have been in the business and worked with all kinds, so when you find a guy that not only treats clients like gold but has all the tools to get the loan done, you stick with them. I trust that when Mike is working a deal the client will get the best rate and the best terms no questions asked.
Melodie
Apr 01, 2024
Verified

Mike was very helpful throughout the process. He kept us informed every step of the way. I would not hesitate to use Guild Mortgage again. Mike and Gail are very knowledgeable and willing to help guide you through this process.
Philip
Jun 04, 2024
Verified

It was a pleasure working with everyone at Guild because they all treated us like they really cared about getting this done for us and making our dream of owning a new home a reality. Everyone was helpful, understanding, and compassionate to our needs, many times walking us through any issues or problems. They all made what could be a trying process a comfortable and pleasurable one. Thanks to all we encountered along the way!
Darlene
Jun 04, 2024
Verified

Overall wonderful experience. Most importantly my buyers were very happy with your service.
Megan
May 06, 2024
Verified

Great communication, friendly and helpful. We appreciate it!

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NMLS ID #230779
I am authorized to do business in the states of Florida and New Jersey. Licensed by the N.J. Department of Banking and Insurance;