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Austin Braaten – Guild Mortgage Lender

Austin Braaten

Senior Loan Officer

2330 East Bidwell St., Suite 203, Folsom, CA 95630
Own what matters
Own what matters

About Me

Hi, I’m Austin Braaten. I am a husband, father of three beautiful children, and a full-time professional Mortgage Advisor. I take great pride in lending you clarity and confidence when applying for a mortgage, and shopping for a home!   

Whether it’s your first home, or tenth, my team is dedicated to making sure you have a great experience during the biggest transaction most folks ever deal with.   

I have been licensed in California and Arizona for over 8 years now, here in the Greater Sacramento area.   With extensive experience in First Time Homebuyer Programs, including being a Preferred Loan Officer by the California Housing Finance Agency, and my successful history of helping folks leverage their equity through bridge loans and reverse mortgages, we will have the right program for you!  

When I’m not helping my amazing clients and partners, you can find me chasing my three babies around, or volunteering at the local food bank.   

I look forward to working with you!   

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.98 out of 5.0 stars
May 23, 2023

Austin Braaten was absolutely fantastic. Throughout the entire loan process he was extremely knowledgeable, friendly, and very reachable. Whenever we had a question he was immediately there for us, day, night and even on weekends. We are extremely grateful for everything that he did to help us get to where we are today…homeowners. It was an unbelievable but totally awesome experience and we couldn’t have done it without Austin guiding us along the way.
Minh V
May 18, 2023

Being a first time home buyer, Austin genuinely wanted to help me. He answered all of my questions, was quick to reply when I would send him a message, educated me about the entire process, and would provide me with status updates throughout the entire process. He followed up with me until the very end. His assistant Whitney was amazing as well. She was very helpful and would also provide me with updates. I can't recommend Austin and Whitney enough. They truly made my experience as a first time home buyer simple, easy, and stress free.
JoLynn C
Sep 20, 2022

Wonderful experience with the Guild Team especially Austin Braaten!
Carol H
Jul 01, 2024

We are very satisfied and grateful for this team to make it easy to make our dream come true they literally went on and beyond. I can’t explain how grateful I am.
Jul 01, 2024

Austin and the team was very patient with us during this process. Very great service
Jun 17, 2024

Austin kept us in the loop and provided a on-time closing

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NMLS ID #1480453
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 1041263; AZ LO Lic.# 0936117; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;