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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hi, I’m Austin Braaten. I am a husband, father of three beautiful children, and a full-time professional Mortgage Advisor. I take great pride in lending you clarity and confidence when applying for a mortgage, and shopping for a home!   

Whether it’s your first home, or tenth, my team is dedicated to making sure you have a great experience during the biggest transaction most folks ever deal with.   

I have been licensed in California and Arizona for over 8 years now, here in the Greater Sacramento area.   With extensive experience in First Time Homebuyer Programs, including being a Preferred Loan Officer by the California Housing Finance Agency, and my successful history of helping folks leverage their equity through bridge loans and reverse mortgages, we will have the right program for you!  

When I’m not helping my amazing clients and partners, you can find me chasing my three babies around, or volunteering at the local food bank.   

I look forward to working with you!   

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
4.89
5.0
David
May 23, 2023
Verified

Austin Braaten was absolutely fantastic. Throughout the entire loan process he was extremely knowledgeable, friendly, and very reachable. Whenever we had a question he was immediately there for us, day, night and even on weekends. We are extremely grateful for everything that he did to help us get to where we are today…homeowners. It was an unbelievable but totally awesome experience and we couldn’t have done it without Austin guiding us along the way.
Minh V
May 18, 2023
Verified

Being a first time home buyer, Austin genuinely wanted to help me. He answered all of my questions, was quick to reply when I would send him a message, educated me about the entire process, and would provide me with status updates throughout the entire process. He followed up with me until the very end. His assistant Whitney was amazing as well. She was very helpful and would also provide me with updates. I can't recommend Austin and Whitney enough. They truly made my experience as a first time home buyer simple, easy, and stress free.
JoLynn C
Sep 20, 2022
Verified

Wonderful experience with the Guild Team especially Austin Braaten!
Abraham R
Sep 30, 2024
Verified

As a Realtor I work with a lot of lenders; Austin and his team at Guild Mortgage are as good as they come. Super fast, responsive, professional, friendly, hard working, honest, knowledgable. They closed escrow for my buyer in 17 days and it was not an easy loan to fund. Highly recommend Austin!
Nazir
Oct 11, 2024
Verified

I want to appreciation to Guild Morgage Team for their efforts, professionalism, and hard work throughout this home-buying process. their expertise and support made this process smooth and stress-free for me and our family. Thank you for helping us turn our dream into reality!
Benjamin
Sep 30, 2024
Verified

Transparent and clear approach to communication

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NMLS ID #1480453
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 1041263; AZ LO Lic.# 0936117; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;