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Klaudija Serksnaite

Klaudija Serksnaite

Loan Officer

1600 N. Kolb Road, Suite 118, Tucson, AZ 85715
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
Nov 07, 2021

As a first time homebuyer and being completely new to the home purchasing process I'm the most fortunate person to have found Klaudija. Buying a home is a very daunting endeavor at first but knowing the right people makes all the difference to make that dream a reality! Klaudija was there for me every step of the way and made the process as smooth and streamlined as possible. Klaudija is very knowledgeable and was there at the forefront to ensure that every component was flawless. From the approval process to the coordination between Guild and my Realtor while searching for a home to the closing/funding of the mortgage: it was all perfection. Klaudija's willingness to help and professionalism is top notch so if you've been searching for the right Loan Officer and the best option for a lender you're doing yourself the best favor by choosing Klaudija and Guild Mortgage. So happy with everything and excited for my new home!

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NMLS ID #1492631
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 0124008; AZ LO Lic.# 1004422;