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Ryan Smith

Producing Branch Manager

NMLS# 287314

About me

We believe creating a well-defined plan for our clients is critical to their success. Having worked in the residential mortgage industry for nearly two decades, Ryan uses his experience to help clients create a mortgage plan that meets their financial needs and goals. Communication is very important, therefore regular updates are provided to clients before, during, and after their loans are completed. We do everything we can to ensure they are in the best possible situation to succeed as homeowners. We also provide clear, consistent communication to business partners, Realtors, Financial Planners, and CPA’s. Working hand in hand with our clients’ trusted advisors allows us to build a strong bond with our partners and clients.  

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
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4.9
Marc
Jan 29, 2026
McFarland, WI
Experience logo
Ryan Smith is calm, patient and a good educator.
Matthew E.
Jan 28, 2026
Google logo
My wife and I could not be more happy about our experience with Ryan Smith and his team at Waterstone. As young, first-t...See more
Larry
Jan 21, 2026
Google logo
Ryan and his team are super prompt in their responses and patient through the whole process. I worked with them for four...See more
Mark “.
Jan 13, 2026
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Guild was amazing during our whole process. The best part of it in my opinion was we received weekly updates, unless we ...See more
Daniel Q.
Jan 13, 2026
Google logo
Found online and Ryan and Team had great reviews. Throughout the entire process they kept us informed and were very quic...See more
Matt
Jan 13, 2026
Google logo
Best mortgage company there is! Super flexible and reliable, thank you guys!

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Awards

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Causes & Memberships

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NMLS ID #287314

I am authorized to do business in the state of Wisconsin.

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