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Ryan Smith

Producing Branch Manager

NMLS# 287314

About me

We believe creating a well-defined plan for our clients is critical to their success. Having worked in the residential mortgage industry for nearly two decades, Ryan uses his experience to help clients create a mortgage plan that meets their financial needs and goals. Communication is very important, therefore regular updates are provided to clients before, during, and after their loans are completed. We do everything we can to ensure they are in the best possible situation to succeed as homeowners. We also provide clear, consistent communication to business partners, Realtors, Financial Planners, and CPA’s. Working hand in hand with our clients’ trusted advisors allows us to build a strong bond with our partners and clients.  

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
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4.9
Bob
Nov 6, 2025
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Personal progress phone calls allowed me to reassure my seller that things were moving in the right direction throughout...See more
Noah M.
Nov 5, 2025
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We have worked with Guild Mortgage ( formerly Waterstone) twice now. Both purchases from start to finish have been seeml...See more
Joshua
Nov 5, 2025
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Guild Mortgage worked hard to get a fast closing on a house which sweetened up the deal with the selle...See more
Laurie
Nov 4, 2025
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I currently do not have a buyer that needs loan services, but i will recommend Ryan Smith to any new ...See more
Matthew E.
Nov 2, 2025
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My wife and I could not be more happy about our experience with Ryan Smith and his team at Waterstone. As young, first-t...See more
Mary
Nov 2, 2025
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Appraisal was very late

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Awards

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Causes & Memberships

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NMLS ID #287314

I am authorized to do business in the state of Wisconsin.

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