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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

We believe creating a well-defined plan for our clients is critical to their success. Having worked in the residential mortgage industry for nearly two decades, Ryan uses his experience to help clients create a mortgage plan that meets their financial needs and goals. Communication is very important, therefore regular updates are provided to clients before, during, and after their loans are completed. We do everything we can to ensure they are in the best possible situation to succeed as homeowners. We also provide clear, consistent communication to business partners, Realtors, Financial Planners, and CPA’s. Working hand in hand with our clients’ trusted advisors allows us to build a strong bond with our partners and clients.  

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.93
4.99
Jason S
Aug 14, 2023
Verified

WOW is all I can say. Having come from a background in real estate (Land Sales) that doesn't involve you in the lending process, rather you get a surprise when the ship is off course, this process was a cakewalk. I have spent 30+ years in either finance or sales and the folks at Guild make it a point to find a way to say YES! That's really it, they try to find a way to get their clients approved. From Carol to Noele to Ryan and I am sure a host of others, this process went smoothly because of hard work and effort and most importantly a desire to serve. That's the way I see it. Thank you all!
MidwestMurph
Jun 26, 2023
Verified

I honestly didn't think such a level of service would exist to the extent that the Guild Mortgage team provides it. They are ROCKSTARS. They are sharp, responsive, cheerful, consistent, and much more. I highly recommend Guild and team to anyone needed Mortgage services. 5 stars is not enough! Thank you Guild Mortgage team.
Linda M
Apr 19, 2023
Verified

Ryan Smith was extremely helpful and always pleasant. My emails and questions were answered timely. He was excellent and explained every step during the loan process. He always made me feel important. He believed in me and went the extra mile to get me financing for my new home. You have made my dream come true! I only have nice to things to say about Ryan and his entire team. I highly recommend him!
Cheyenne
Jan 13, 2025
Janesville, WI
Verified

Ryan and his team truly made this home buying so much easier . thank you
Kaelyn K
Jan 13, 2025
Verified

As a Realtor, a lender with good knowledge and communication is essential . The Ryan Smith Team always goes above and beyond . They provide so much knowledge for first-time buyers. I am super appreciative of the weekly check-ins to be sure all sides of the transaction are in the know. I will always get excited when I get to represent a transaction along side Ryan and the team!
Jenny C
Dec 27, 2024
Verified

The experience was very smooth because everyone involved always gave me detailed, easy to understand direction throughout the whole loan process. Someone was always available for questions and always reached out quickly when something needed attention.

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Causes & Memberships

NMLS ID #287314
I am authorized to do business in the state of Wisconsin.