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Joe Long

Joe Long

Loan Officer

345 W. Washington Ave., Suites 326, 327, 331, Madison, WI 53703
Own what matters
Own what matters

About Me

The most difficult aspect of creating a positive customer service experience is correctly setting expectations and communicating thoroughly. It can't be done without a system and a team, and we have both. Buying a home is not something someone does regularly. For some, it is the biggest purchase of their lives. The client should have a detailed consultation, know exactly what to expect, and trust that the professional they've chosen has their best interests in mind and will steer them back onto the right course if something goes wrong. When we get to the closing table and a buyers tells me "there were no surprises, it went just like you said," that's the biggest compliment I can get. 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.88
4.97
Joseph
Jun 10, 2024
Verified

Joe and his team were timely and helpful. Joe specifically suggested we consider negotiating post-close occupancy of the home we were in the process of selling which made the closing process and the move much easier. Great support from start to finish.
Caroline
Jun 10, 2024
Verified

Joe and his team were all AMAZING! Couldn’t have asked for a better experience. He was so knowledgable and guided us in decision making. His team kept us informed and made the process smooth and easy.
Daniel
Jun 10, 2024
Verified

Quick, great communication. Knowledgeable
Jake J
Jun 04, 2024
Verified

Joe Long and his team are top notch. The knowledge, patience, skill and open minded approach they bring to helping every client is second to non. Additionally, their willingness to answer questions related to potential properties even before it is under contract allows our clients to be better prepared for every step in the process.
Kari
Jun 04, 2024
Verified

I appreciate the time everyone on the team took with us to make sure our questions were answered and that we understood every step of the process.
Nicholas
May 28, 2024
Verified

While we needed to act quickly to meet our deadlines Joe still took the time to walk through every step and make sure we understood our. Options. He helped us get the best loan for our situation and made sure we were informed every step of the way. With out Joe and his team we would not be in our home today!

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NMLS ID #288316
I am authorized to do business in the state of Wisconsin.