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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hi! I'm Ashley, a dedicated mortgage loan officer with a passion for making the homebuying process less intimidating and more accessible for everyone. Since starting my journey in the mortgage industry in 2017, I've gained extensive experience as a junior processor, loan officer assistant, and now, a full-time loan officer.

My mission is to educate and empower homebuyers, ensuring they feel secure and confident whether they're purchasing a new home or refinancing their current one. I believe that informed clients make the best decisions, and I'm here to guide you every step of the way.

On a personal note, I've been happily married to my husband, David, since 2013. We have two wonderful children, Benny and Kenny, and our family wouldn't be complete without our three beloved dogs: Riley, Jax and Cubby. As a real estate investor myself, I understand the ins and outs of the market and bring that knowledge to my clients.

Let's work together to make your homeownership dreams a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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home equity insights

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.98
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Nick C
Apr 16, 2025
Verified

Ashley was absolutely exceptional throughout our entire homebuying experience. As first-time buyers, my wife and I entered the process unsure of what to expect and quickly realized how fast-paced things can become. Ashley guided us every step of the way with clarity, patience, and a deep understanding of the process. She consistently kept us informed about key updates—especially around interest rate changes—and clearly explained our options to help us secure the most competitive rate available. Her ability to balance efficiency with a thoughtful, human-centered approach made a world of difference for us. Beyond her expertise, Ashley stands out for her genuine care and compassion. In what can be a stressful and emotional time, her calm presence and professionalism gave us confidence and peace of mind. We wholeheartedly recommend Ashley to anyone navigating the home loan process—she is truly one of the best in the business.
Chloe C
Apr 16, 2025
Verified

Ashley was amazing in our process of buying our home. Especially being a first time homebuyer, we had lots of questions and she was able to guide us through the whole process that felt as seamless as could be! We are so happy to have worked with her, and will definitely work with her again in the future. Highly recommend!!!!
Anthony
Apr 07, 2025
Wapato, WA
Verified

Ashley was completely dedicated to my goals never hesitated to help me through this journey. When I buy Another home. I will go through ashley
Salvador O
Apr 02, 2025
Verified

Ashley went above & beyond for our clients. From the beginning to the very end she handled everything with such professionalism. This was no ordinary transaction and had lots of obstacles preventing us from getting this closed but Ashley made it happen. I can’t thank her enough for all her hard work and communication. Highly recommend her to anyone!
Anthony G
Apr 01, 2025
Verified

Ashley was awesome throughout my home buying process. Pretty much got a free house just from all The programs Ashley searched through. I can only describe her as hardworking, dedicated, and passionate about helping people get their homes. 10/10 would get another home form Ashley
David G
Mar 20, 2025
Verified

Ashley Cortez, is Amazing! All the hard work she did for our family truly was Epic! I can’t express enough how good she truly is. She made our home buying process easy, and She exceeded our expectations. She loves what she does and it showed. It was a pleasure to work with her. If you’re looking for a home loan and an excellent agent. Don’t hesitate call Ashley.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1574925
I am authorized to do business in the state of Washington.