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About me

Hi! I'm Ashley, a dedicated mortgage loan officer with a passion for making the homebuying process less intimidating and more accessible for everyone. Since starting my journey in the mortgage industry in 2017, I've gained extensive experience as a junior processor, loan officer assistant, and now, a full-time loan officer.

My mission is to educate and empower homebuyers, ensuring they feel secure and confident whether they're purchasing a new home or refinancing their current one. I believe that informed clients make the best decisions, and I'm here to guide you every step of the way.

On a personal note, I've been happily married to my husband, David, since 2013. We have two wonderful children, Benny and Kenny, and our family wouldn't be complete without our three beloved dogs: Riley, Jax and Cubby. As a real estate investor myself, I understand the ins and outs of the market and bring that knowledge to my clients.

Let's work together to make your homeownership dreams a reality!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
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Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae's MH Advantage® or Freddie Mac's CHOICEHome programs create more flexible, affordable and innovative home options if you're interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.
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Bridge loans

If you've found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.
4.97 out of 5.0 stars
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5.0
Experience logo
4.9
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5.0
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5.0
Kimberly D.
Nov 1, 2025
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Ashley Cortez and team Guild provided the absolute best customer care I have ever experienced !I was really looking forw...See more
Norman
Nov 1, 2025
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No problem and easy to work with.
Shelli
Nov 1, 2025
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Ashley is friendly, patient, and very efficient. She is knowledgeable and a great problem-solver. I would ...See more
Antonio D.
Nov 2, 2025
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I have worked with Ashley before and she is always pleasant to talk to. She is very thorough, helpful, and easy to work ...See more
Antonio
Nov 7, 2025
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I have worked with Ashley before and she is always pleasant to talk to. She is very thorough, helpful, and easy to work ...See more
Andrew
Nov 6, 2025
Experience logo
Ashley Cortez is absolutely awesome, great customer service, always followed up, very knowledgeable. Highly recommend he...See more

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Awards

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Causes & Memberships

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NMLS ID #1574925

I am authorized to do business in the state of Washington.

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