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About me

Hi! I'm Ashley, a dedicated mortgage loan officer with a passion for making the homebuying process less intimidating and more accessible for everyone. Since starting my journey in the mortgage industry in 2017, I've gained extensive experience as a junior processor, loan officer assistant, and now, a full-time loan officer.

My mission is to educate and empower homebuyers, ensuring they feel secure and confident whether they're purchasing a new home or refinancing their current one. I believe that informed clients make the best decisions, and I'm here to guide you every step of the way.

On a personal note, I've been happily married to my husband, David, since 2013. We have two wonderful children, Benny and Kenny, and our family wouldn't be complete without our three beloved dogs: Riley, Jax and Cubby. As a real estate investor myself, I understand the ins and outs of the market and bring that knowledge to my clients.

Let's work together to make your homeownership dreams a reality!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
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Adriana G
Dec 18, 2024
Verified

Ashley was a great help to my husband and I. She was very quick with answering any questions we had and made the entire process of getting our home loan a breeze! She explained everything thoroughly and always afford to repeat information if needed. We couldn’t thank her enough and highly recommend her! If you are looking for a sign to move forward with her “this is it!” Don’t walk, run! I still cannot believe how fast it happened. Every client is different but I am confident you will be happy with her service! Ps. To me experience is everything, we don’t remember the numbers and amount of signatures, the tasks. We remember the how we felt. I felt taken care of the whole time! Never did I think, “should have went with someone else!” If that’s not a reason to recommend her, I don’t know what is! (:
Rey C
Dec 16, 2024
Verified

It was my pleasure to work with Ashley Cortez. She is approachable, attentive and responsive. Her communication skills were on point. She is knowledgeable and made the mortgage process feel easy. I am looking forward to working with her again in the near future.
Audree S
Dec 13, 2024
Verified

I’m a realtor & worked alongside Ashley on my most recent deal. Ashley helped my clients secure a loan quickly, with a good rate, & took care of everything on the back side. She was so helpful & responsive. Supplied me with several offer letters on short notice which I believe contributed greatly to us getting our offer accepted. Although we are on different sides of the state, I hope I get to work with her again!
Idalia R
Nov 26, 2024
Verified

I cannot begin to describe how AMAZING Ashley was throughout my whole Home Buying process! I worked without a realtor to purchase my very first home and if it weren’t for Ashley I don’t think I would’ve been able to do it as smoothly as I did. Any questions I had she was sure to answer them as quickly as possible and if she couldn’t answer through text she would call me to make sure i understood everything thoroughly. Even after all the paperwork went through for my home Ashley still made sure she was available for any questions I had. I am beyond grateful for all the help she gave me through this whole process because she definitely made the home buying decision not as scary as I thought it would be. I will definitely contact her again when I am ready to purchase another home!
Alisha P
Nov 04, 2024
Verified

Ashley was nothing short of amazing!!! As first time homebuyers we had a lot of questions and didn't really know where to start. She was so knowledgeable, prompt, and professional. Ashley was our biggest cheerleader through the whole process and was always checking in with us to make sure we didn't have any questions and were doing ok with the pace of the process! We are forever grateful for her, for making our first home purchase such a great experience!
Debbie I
Oct 31, 2024
Verified

I had the pleasure of working with Ashley on my clients purchasing a condo, and I can't say enough positive things about my experience and that of our mutual clients. As a Realtor®, it is crucial to have a loan officer who's not only knowledgeable but also communicative and proactive. Ashley exceeded all expectations. She was quick to respond, address any challenges, and ensured that the loan was on track for a timely close. In fact, loan documents were at the title company early - days in advance! I highly recommend Ashley and her team for anyone looking for a dedicated, professional, and knowledgeable loan expert. Looking forward to working together again in the future.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1574925
I am authorized to do business in the state of Washington.