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Paula Nirschl

Paula Nirschl

Area Manager

201 NE Park Plaza Dr., Ste 242, Vancouver, WA 98684
Own what matters
Own what matters

About Me

Paula Nirschl is a branch manager and senior loan officer who draws on ten years of experience as a collegiate basketball coach to lead clients through the loan process and secure homeownership financing. She believes her most important responsibility as a loan officer is to provide education and aggressively tackle problems that may prevent you from reaching your goals. “As a coach, I learned that hard work and preparation in the pre-season leads to success,” she said. “I begin with the end in mind and put together a playbook that helps you strengthen your home buying position.”

Paula has worked in the lending industry for 17 years. Since joining Guild Mortgage in 2011, she has opened four branches in Oregon and Washington, and has her license in California. For the past five years, Mortgage Executive Magazine named Paula one of the “Top 1% of Mortgage Originators in America.” The National Association of Professional Mortgage Women (NAPMW) awarded Paula “National Leader of the Year” for her work with their local chapter in 2016.

 Paula was among the first in the mortgage industry to embrace more advanced digital methods during the COVID-19 pandemic, including web conferencing, portals for paperwork, online signing, and notarization. She says, “I strive to make the complicated lending process more comfortable and engage with vendors and clients in creative ways.”

 Paula is a NAPMW board member and partners with ninety-nine girlfriends, an organization that provides learning opportunities and grants for local women. She also helps loan officers reach their income potential as a coach with the Guild U- Elevate coaching program, and says, “Coaching is just in my blood— whether it's clients, co-workers, or teammates.”

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.89
4.99
Deborah
Jun 10, 2024
Verified

It was fast, easy and not stressful
Roseline
Jun 10, 2024
Verified

Your team is very supportive with any questions, and easy to be reached. The process is great to know, and very pleased to my clients. Appreciated!
Jimmy
Jun 10, 2024
Verified

From pre-approval letter to closing date, my first time house hunting/buying experience took the better part of half a year. Throughout this journey I have had plenty of challenges, but working with Paula, Michelle, and Kelley has never been one of them. Instructions were clear, guidance was always available, and advice was honest. The only uncomfortable step was during the pre-approval process (or maybe right after, I can't remember). The Guild website asked me to enter my bank log in details, without redirecting me to my bank's log in page. Definitely a sketchy step that I wouldn't have completed if I hadn't already talked to Guild Mortgage in person. Thanks!
Kristy
Jun 10, 2024
Verified

We know with you experience and professionalize the job will get done, much appreciated!!
Guadalupe
Jun 04, 2024
Verified

Rebecca really showed she cared and went over and beyond to help get us into our home!
Angie
Jun 04, 2024
Verified

Kelli and Paul's are both amazing to work with. Always answered my questions quickly and stellar communication throughout the transaction. I never had to wonder where we were in the process. Will use them again for sure!

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Awards

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Causes I'm
passionate about

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NMLS ID #383396
I am authorized to do business in the states of Arizona, California, Florida, Idaho, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1019875; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;