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Steph Thomasson

Steph Thomasson

Loan Officer

111 Tumwater Blvd SE, Suite B104, Tumwater, WA 98501
Own what matters
Own what matters

About Me

Welcome! It's all about service at Guild Mortgage and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity‚ based mortgage lending its unwavering commitment to responsible lending practices and for its broad portfolio of mortgage solutions and tools. Since joining Guild I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage I will provide a customized solution for you at competitive rates. No brokering no middleman no hassle no surprises. Guild is a direct lender which means that my Branch and Regional Offices are equipped to complete the entire loan process in‚ house‚ all loan processing underwriting closings and funding are handled locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible I will be in control of your loan file from start to finish and I will be up‚ to‚ date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.96 out of 5.0 stars
4.77
4.97
Liz K
Apr 24, 2024
Verified

Buying a home is all the emotions and having the right professional team to help you through the process makes a difference. Steph was recommended to me by my agent for her reputation as a knowledgeable, friendly, and consistent mortgage professional. I am happy that I was able to have her help me with purchasing in Ocean Shores, WA and have already shared her information with others who are considering buying in the area Guild Mortgage serves. No matter the time of day that I’d reach out, Steph would always get back to me with an answer, this meant a lot to me. I’d definitely recommend Steph if you have had negative experiences in the past with mortgage companies, she will turn that experience around for you!
Aaron
Apr 22, 2024
Verified

I was a first-time homebuyer, and Steph made the whole process smooth and painless. She provided updated figures as requested, recommended realtors, checked-in regularly, and kept things moving quickly. We were able to close in less than 3 weeks! Satisfied with my experience and would recommend.
Cameron
Jan 26, 2024
Verified

Constant communication and knowledgeable loan officer.
Antonia
Feb 23, 2024
Verified

Great communication!
Caroline
Feb 14, 2024
Verified

Steph was great from hello on! We had a little bit of a different situation after we started working with Steph; we decided we wanted to move out of state. Steph found us a loan officer in Arkansas and got us all set up with him, and then we changed our mind again and decided to stay in Washington. Steph took us back, and we moved forward with our new house by the ocean. We are happy; everything went smoothly and quickly without any problems from hello to the very end.
Catherine W
Feb 09, 2024
Verified

My buyers and I love working with Steph. She is so responsive and keeps the whole team updated throughout the entire transaction. As a Real Estate Broker, I highly recommend Steph as a lender. She is extremely passionate and competent- A pleasure to do business with.

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NMLS ID #823251
I am authorized to do business in the states of California, Oregon, Texas and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;