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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Lynn Hergenreder

Lynn Hergenreder

Area Manager

316 West Boone Avenue, Suite 363, Spokane, WA 99201
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.96
Elias
Dec 14, 2023
Verified

Lynn is very knowledgeable. She answered all of the questions we had and really explained what we needed for our specific situation. She communicated every step of the way and helped expedite the mortgage process from beginning to end. Thank you so very much!
Madelyn
Dec 13, 2023
Verified

My experience with Lynn greatly exceeded my expectations. She made the home-buying process so easy by promptly answering any question I had and being available to give me price estimates at odd hours. She was very personable and made me feel cared for and valued. I would 100% recommend her to anyone!!!!
Svetlana
Dec 08, 2023
Verified

Lynn’s professionalism, great communication skills, readiness to help at anytime! Knowing what I really needed. Her prompt response. Lynn is the best!🙏🙏🙏
Mike C
Dec 07, 2023
Verified

Was nice to that she took the time to attend the closing with my client and kept in constant communication personally.
Victoria
Dec 07, 2023
Verified

Lynn was very helpful and informative. She did everything she could to get us approved to purchase a home and was very patient with the many questions I asked along the way. She was great and very easy to work with. All in all, a great experience!
Amber Z
Nov 03, 2023
Verified

Lynn is hard working, not afraid to dig in to help find the best options, on top of things, timely and I love some of the communications that were used to keep all of us informed. Thank you!

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Awards

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Causes I'm
passionate about

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NMLS ID #130999
I am authorized to do business in the states of Arizona, Idaho, Montana and Washington. AZ BK#0018883; AZ BKBR# 1051004; AZ LO Lic.# 100156; Branch NMLS ID 2576159;