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Compassionate mortgage solutions

Home loans crafted with care, empathy, and integrity

About me

With over 10 years of experience as a mental health therapist and 6 years currently as a dedicated loan officer, I am deeply passionate about serving Mason County, Washington and beyond. My unwavering commitment to doing what is right—regardless of popularity—drives my work and ensures that my clients receive exceptional service.

I am an active affiliate member with the local realtor association, collaborating with fellow professionals to improve housing opportunities in our community. In 2023 I was voted “Affiliate of the Year” by the Mason County Association of Realtors. Licensed in Idaho, Oregon, and Washington, I offer a diverse range of loan products, including Conventional, VA, FHA, USDA, Down Payment Assistance, and non-QM options, all tailored to meet the unique needs of my clients.

I take pride in demonstrating care, empathy, and kindness to everyone I work with, recognizing that each client’s situation is distinct. Outside of my professional life, I cherish time spent with my wife, two children, and our beloved Aussiedoodle, Gus. Together, we create lasting memories and support one another in all our endeavors.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.96
5.0
Laura S
Apr 26, 2025
Verified

Mitch helped me to refinance my home with honesty, transparency and care. I went to him again for additional home equity advice and he took the time to steer me in the right direction. He could have easily profited from me, but instead he pointed me in the direction of a different servicer with a lower interest rate. I would trust Mitch to be of service to any of my loved ones. He is a truly remarkable spirit.
John
Apr 14, 2025
Hoodsport, WA
Verified

mitch smith was recommended buy another local buisness, he went above and beyond to make this happen, he said he will make it happen and he came through with time to spear, we apriciate a Guild Mortgage having a local office, and it was very good to work with mitch.
Oksana
Apr 14, 2025
Hoodsport, WA
Verified

Mitch smith, with guild mortgage worked hard to make our prosses seamless and stress free, being able to meet him in person locally was deffinantly a bonus! Great communication, kept us updated as he made progress. Very professional and genuinely considerate group of people. They were able to do for us, what our previous lender of 2 years would not, and they exceeded our expectations.
LINDA B
Apr 01, 2025
Verified

This was our first conventional loan and I was worried about financing. Mitch made the process easy and fast…I started to freak out about being approved for the loan and he continued to reassure us that it was all done and going as expected…Great to work with!!! Thanks again Mitch!!!
Linda
Mar 31, 2025
Elma, WA
Verified

The process went smooth with the loaning and when i started to panic about wh or not we would get the loa, Mitch reassured us that everything was going as planned...he answered all my questions and was ver attentive to us...Thanks so much for helping us thr this process...The Barkers
Christopher
Mar 24, 2025
Shelton, WA
Verified

Mitch was very helpful and did an awesome job getting us approved for our first home.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1825029
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;