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Compassionate Mortgage Solutions for Mason County WA
Home loans guided by care, empathy, and integrity from a local expert

About me

Mitch Smith is a licensed Loan Officer with Guild Mortgage, serving Mason County, Washington, and the surrounding areas. With over 10 years of experience as a mental health therapist and 7 years as a loan officer, Mitch brings a unique, client-first approach focused on clarity, ethics, and long-term outcomes.

Mitch is deeply committed to doing what is right for every client - regardless of popularity or pressure - and is known for providing thoughtful guidance throughout the home loan process. His background in mental health allows him to support clients through complex financial decisions with empathy, patience, and clear communication.

In 2023, Mitch was honored as Affiliate of the Year by the Mason County Association of Realtors, recognizing his dedication to collaboration, professionalism, and community impact. He is an active affiliate member of the Mason County Association of Realtors and the Shelton Rotary, working closely with local real estate professionals and community leaders to support housing opportunities in Mason County.

Licensed in Washington, Idaho, Oregon, and Texas, Mitch offers a wide range of loan products, including Conventional, VA, FHA, USDA, Down Payment Assistance, and non-QM loans, all tailored to each client's unique goals and financial situation.

Outside of work, Mitch enjoys spending time with his wife, daughter, son, and Aussiedoodle, Gus. His hobbies include lifting weights, walking in the forest, and finding humor in everyday life-experiences that keep him grounded and reinforce the importance of helping families create lasting memories through homeownership.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
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5.0
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4.9
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5.0
Irene
Dec 21, 2025
Elma, WA
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Mitch Smith was so amazing and with all his help. My husband and I, now have a home to continue more ...See more
Kristy B.
Dec 17, 2025
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Mitch has the knowledge and the communication skills to make the whole lending process really stress-free! He gave me we...See more
Kathryn S.
Dec 17, 2025
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I have owned 5 homes, the one I purchased with Mitch as my loan officer was the 5th. I cannot say enough good things abo...See more
Misti
Dec 17, 2025
Elma, WA
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Mitch communticated very well and helped keep everyone informed on the progress throughout the entire process. Thank you...See more
Kelly
Dec 17, 2025
Olympia, WA
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Mitch was wonderful to work with! He was super responsive and always happy to answer the million questio...See more
Michael
Dec 17, 2025
Elma, WA
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Mitch was really great to work with! He helped answer any questions that my wife and I had, he helped ...See more

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Awards

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Causes & Memberships

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NMLS ID #1825029

I am authorized to do business in the states of Idaho, Oregon, Texas and Washington. OR ML-176;

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