Home loans crafted with care, empathy, and integrity
Mitch Smith
Loan Officer
NMLS# 1825029
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
With over 10 years of experience as a mental health therapist and 6 years currently as a dedicated loan officer, I am deeply passionate about serving Mason County, Washington and beyond. My unwavering commitment to doing what is right—regardless of popularity—drives my work and ensures that my clients receive exceptional service.
I am an active affiliate member with the local realtor association, collaborating with fellow professionals to improve housing opportunities in our community. In 2023 I was voted “Affiliate of the Year” by the Mason County Association of Realtors. Licensed in Idaho, Oregon, and Washington, I offer a diverse range of loan products, including Conventional, VA, FHA, USDA, Down Payment Assistance, and non-QM options, all tailored to meet the unique needs of my clients.
I take pride in demonstrating care, empathy, and kindness to everyone I work with, recognizing that each client’s situation is distinct. Outside of my professional life, I cherish time spent with my wife, two children, and our beloved Aussiedoodle, Gus. Together, we create lasting memories and support one another in all our endeavors.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Mitch was kind, professional, and quite efficient. I had worked with him on a mortage previously that did not work out. I had appreciated and liked everything about Mitch and Guild Mortgage and returned when my situation changed. The most impressive attribute was Mitch's attention to detail, and efficient work practices. He did not waste time; either his or mine. Simply got to work and got the job done.
The first interaction with Mitch was the best part of the process; meeting him was the most positive experience. What we knew straight away was that he cared about the integrity of the process; he cared that the decisions we made were the right ones for us, ones that would sustain us in the future. Mitch guides you through the loan process with integrity, empathy, and attention to detail. Yes! we felt some anxiety about purchasing , Mitch invited us to meet him at his office and go over our concerns. We knew we had the best person in our corner. We sold our home and purchased our new home, all within 30 days. Mitch worked with everyone involved to give a seamless transaction.Thank you Mitch for everything you have done to make our dream come true, we now live in our beautiful retirement home five years ahead of schedule!
We had such a great experience working with Mitch. He was always available—day or night—to answer our questions and made the whole process so much less stressful. He picked up on the first ring every time and truly went above and beyond to make sure we felt supported through each step. We couldn’t have asked for a better lender and highly recommend him!
Mitch was a rockstar! Super easy to work with and amazing communcation thorughout the transcation. Made things happen smoothly and quickly!
MItch was excellent! Very helpful!
Mitch always responded to us very quickly and answered all our questions. There were a few bumps in the process but Mitch ironed them out to our satisfaction. Very good experience!
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