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Compassionate mortgage solutions
Home loans crafted with care, empathy, and integrity

About me

With over 10 years of experience as a mental health therapist and 6 years as a dedicated loan officer, I am deeply passionate about serving Mason County, Washington, and beyond. My unwavering commitment to doing what is right"”regardless of popularity"”drives my work and ensures that my clients receive exceptional service.

I am proud to have achieved "Affiliate of the Year" in 2023 by the Mason County Association of Realtors, a recognition of my dedication to collaboration and community impact. As an active affiliate member of the Mason County Association of Realtors and the Shelton Rotary, I work closely with professionals and community leaders to improve housing opportunities and support local initiatives.

Licensed in Idaho, Oregon, Texas, and Washington, I offer a diverse range of loan products - including Conventional, VA, FHA, USDA, Down Payment Assistance, and non-QM options - tailored to each client's unique needs.

Beyond my professional achievements, I love spending time with my wife, daughter, son, and Aussiedoodle, Gus! My hobbies are lifting weights, walking in the forest, and watching funny TikTok videos. These experiences keep me grounded, remind me of the importance of creating lasting memories, and making sure I laugh.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
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5.0
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4.9
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5.0
Irene
Dec 21, 2025
Elma, WA
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Mitch Smith was so amazing and with all his help. My husband and I, now have a home to continue more ...See more
Kristy B.
Dec 17, 2025
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Mitch has the knowledge and the communication skills to make the whole lending process really stress-free! He gave me we...See more
Kathryn S.
Dec 17, 2025
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I have owned 5 homes, the one I purchased with Mitch as my loan officer was the 5th. I cannot say enough good things abo...See more
Misti
Dec 17, 2025
Elma, WA
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Mitch communticated very well and helped keep everyone informed on the progress throughout the entire process. Thank you...See more
Kelly
Dec 17, 2025
Olympia, WA
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Mitch was wonderful to work with! He was super responsive and always happy to answer the million questio...See more
Michael
Dec 17, 2025
Elma, WA
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Mitch was really great to work with! He helped answer any questions that my wife and I had, he helped ...See more

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Awards

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Causes & Memberships

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NMLS ID #1825029

I am authorized to do business in the states of Idaho, Oregon, Texas and Washington. OR ML-176;

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