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Compassionate mortgage solutions

Home loans crafted with care, empathy, and integrity

About me

With over 10 years of experience as a mental health therapist and 6 years currently as a dedicated loan officer, I am deeply passionate about serving Mason County, Washington and beyond. My unwavering commitment to doing what is right—regardless of popularity—drives my work and ensures that my clients receive exceptional service.

I am an active affiliate member with the local realtor association, collaborating with fellow professionals to improve housing opportunities in our community. In 2023 I was voted “Affiliate of the Year” by the Mason County Association of Realtors. Licensed in Idaho, Oregon, and Washington, I offer a diverse range of loan products, including Conventional, VA, FHA, USDA, Down Payment Assistance, and non-QM options, all tailored to meet the unique needs of my clients.

I take pride in demonstrating care, empathy, and kindness to everyone I work with, recognizing that each client’s situation is distinct. Outside of my professional life, I cherish time spent with my wife, two children, and our beloved Aussiedoodle, Gus. Together, we create lasting memories and support one another in all our endeavors.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.95
5.0
Heather L
Feb 21, 2025
Verified

I worked with Mitch Smith on purchasing my first home. I didn't have to worry about anything: Mitch communicated what he needed from me, how the process would work, and was always available for questions. He also regularly sent update emails about the loan process so I knew what was coming next and what was left to complete. 11/10 recommend working with Mitch Smith at Guild Mortgage!
Michele R
Feb 20, 2025
Verified

Mitch was absolutely amazing to work with. He was always to fast to respond, reach out and check in with us on our first home buying experience. So chilled & down to earth, he was a relaxed & inviting part of our transaction. Highly recommend Mitch to anyone in the market!
Jerry
Feb 18, 2025
Shelton, WA
Verified

First time buyers were well taken care of! All aspects and service were delivered as promised. Of course, you learned from the best.
Matt
Jan 06, 2025
Hoodsport, WA
Verified

The communication was awesome and i was kept informed every step of the way. The flexibility was very much appreciated with a couple of non mortgage-related bumps in the transaction. You rolled with the changes and even had to do a little extra work as a result but did so without any issue and had a positive and helpful attitude which made the experience even better. I was extremely satisfied with the work performed and the overall experience.
Sarah
Jan 06, 2025
Elma, WA
Verified

Not using a realtor for this purchase I needed a lot of hand holding and Mitch never made me feel like any question was not a good question. The process was smooth from start to finish.
Shelly R
Jan 06, 2025
Verified

Highly Recommended! Mitch was an absolute pleasure to work with. As an agent, he kept me informed at every step of the process while ensuring my client was always in the loop. His dedication and responsiveness were exceptional—especially when we aimed to close earlier than expected. Mitch was proactive in expediting the process and was always on top of the details. He also has great knowlege of purchasing a home on leased land especially in the Lake Cushman area. Whenever I had questions or concerns, he was readily available, even at odd hours, to provide support. I truly enjoyed our collaboration and I highly recommend Mitch for anyone seeking a reliable and efficient agent. I'm looking forward to working with him on our next transaction! Thank you again, Mitch! You've been fantastic.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1825029
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;