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Compassionate mortgage solutions
Home loans crafted with care, empathy, and integrity

About me

With over 10 years of experience as a mental health therapist and 6 years currently as a dedicated loan officer, I am deeply passionate about serving Mason County, Washington and beyond. My unwavering commitment to doing what is right—regardless of popularity—drives my work and ensures that my clients receive exceptional service.

I am an active affiliate member with the local realtor association, collaborating with fellow professionals to improve housing opportunities in our community. In 2023 I was voted “Affiliate of the Year” by the Mason County Association of Realtors. Licensed in Idaho, Oregon, and Washington, I offer a diverse range of loan products, including Conventional, VA, FHA, USDA, Down Payment Assistance, and non-QM options, all tailored to meet the unique needs of my clients.

I take pride in demonstrating care, empathy, and kindness to everyone I work with, recognizing that each client’s situation is distinct. Outside of my professional life, I cherish time spent with my wife, two children, and our beloved Aussiedoodle, Gus. Together, we create lasting memories and support one another in all our endeavors.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
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5.0
Carol
Oct 4, 2025
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The process was smooth with good communication.
Kristine
Oct 4, 2025
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I appreciate working with Mitch Smith again and again - he continues to help my clients' dreams become reality! If you ...See more
Ray F.
Oct 3, 2025
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Excellent experience with Guild Mortgage! Mitch was incredible!
Lori
Oct 3, 2025
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Working with Mitch is always a pleasure. He is on top of everything and communicates well!
Keith
Oct 3, 2025
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Keep up the great work and excellent communication!
Tiffany
Oct 3, 2025
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Mitch kept us in the loop the entire time. Answered my questions in a timely manner

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Awards

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Causes & Memberships

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NMLS ID #1825029

I am authorized to do business in the states of Idaho, Oregon, Texas and Washington. OR ML-176;

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