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Compassionate mortgage solutions

Home loans crafted with care, empathy, and integrity

About me

With over 10 years of experience as a mental health therapist and 6 years as a dedicated loan officer, I am deeply passionate about serving the Mason County community in Washington. My unwavering commitment to doing what is right—regardless of popularity—drives my work and ensures that my clients receive exceptional service.

I am an active affiliate member with the local realtor association, collaborating with fellow professionals to improve housing opportunities in our community. In 2023 I was voted “Affiliate of the Year.” By the Mason County Association of Realtors. Licensed in Idaho, Oregon, and Washington, I offer a diverse range of loan products, including Conventional, VA, FHA, USDA, Down Payment Assistance, and non-QM options, all tailored to meet the unique needs of my clients.

I take pride in demonstrating care, empathy, and kindness to everyone I work with, recognizing that each client’s situation is distinct. Outside of my professional life, I cherish time spent with my wife, two children, and our beloved Aussiedoodle, Gus. Together, we create lasting memories and support one another in all our endeavors.
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.9 out of 5.0 stars
4.86
5.0
Matt
Jan 06, 2025
Hoodsport, WA
Verified

The communication was awesome and i was kept informed every step of the way. The flexibility was very much appreciated with a couple of non mortgage-related bumps in the transaction. You rolled with the changes and even had to do a little extra work as a result but did so without any issue and had a positive and helpful attitude which made the experience even better. I was extremely satisfied with the work performed and the overall experience.
Shelly R
Jan 06, 2025
Verified

Highly Recommended! Mitch was an absolute pleasure to work with. As an agent, he kept me informed at every step of the process while ensuring my client was always in the loop. His dedication and responsiveness were exceptional—especially when we aimed to close earlier than expected. Mitch was proactive in expediting the process and was always on top of the details. He also has great knowlege of purchasing a home on leased land especially in the Lake Cushman area. Whenever I had questions or concerns, he was readily available, even at odd hours, to provide support. I truly enjoyed our collaboration and I highly recommend Mitch for anyone seeking a reliable and efficient agent. I'm looking forward to working with him on our next transaction! Thank you again, Mitch! You've been fantastic.
Kelsey H
Dec 24, 2024
Verified

Mitch was very patient with me and knowledgeable. His emails were extremely easy to read and understand. He even came to my signing when I closed.
Kelsey
Dec 23, 2024
Olympia, WA
Verified

Mitch was very patient with me and knowldgable. His emails were extremely easy to read and understand. He even came to my sihning signing when I closed on the house.
Nicholas
Dec 02, 2024
Shelton, WA
Verified

Again, Mitch Smith treated us so well, we would highly recommend him to anyone interested in obtaining a home loan.
Jef C
Oct 31, 2024
Verified

So, I have been in the business of helping families buy and sell homes in the Shelton and Mason County area for almost 49 years. Recently I was involved in a transaction with a young family buying their first home and Mitch Smith was helping with the loan. We ran into a speed bump that Mitch's company could not solve but Mitch would not give up on these kids! They were about to have their first baby and they needed this home! Mitch helped find a market for the loan... stayed right on top of it to help them bring it to reality and helped manage the commuication perfectly. He did all this with no chance of getting paid! He just did the right thing! We will close this deal next week thanks to Mitch Smith. If you need a lender with great follow-up skills and who will put you first... Mitch Smith at Guild Mortgage in Shelton is your guy!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1825029
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;