Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Kerwin Lyon

Kerwin Lyon

Branch Manager

155 NE 100th St., Suite 400, Seattle, WA 98125
Own what matters
Own what matters

About Me

Hi, I'm Kerwin Lyon and I help prospective and current homeowners find affordable mortgage financing. I've been a Loan Officer for more than 16 years. This experience has provided me with a thorough knowledge of loan programs, everything from: First-Time Homebuyer, 100% Financing, FHA, VA, USDA, Mortgage Credit Certificate, and all other types of specialized loans, including HARP 2.0 and Jumbo.

I really enjoy the opportunity to help people realize their dream of home ownership and financial security. Please give me a call for a free consultation to discuss your specific goals.

Read Blog

Meet my team

Team Logo

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.68
4.95
Hannah
Apr 26, 2024
Verified

I am an extraordinarily inexperienced first-time home buyer. I was not sure if I was able to get a loan and had zero knowledge how the process works. Kerwin was very patient, thorough, honest and friendly. He was also very informative and responsive, he would reply to my email, text and phone on Saturdays. Kerwin went above and beyond to help me fix an error on one of my credit reports, to which I am exceedingly thankful. I was pre-approved for a small sized loan based on my income. I made an offer without success. After Kerwin invested so much time and effort working with me, helping me, when I informed him that I was taking a break from pursuing a condo, He showed a great deal of grace, understanding and professionalism.
Lloyd Bryan L
Feb 10, 2024
Verified

Thank you so much guys for doing an awesome job! It was a smooth process from the beginning until closing! As a first time homebuyer, Me and my wife are very grateful for your help and for answering our questions patiently. Your guys rock!👊
Aimie
Feb 01, 2024
Verified

As a first time home buyer, I didn’t know what to expect but Kerwin and his team did a spectacular job guiding me me through the loan process and worked so quick and efficiently to allow me to close on a specific date I wanted! Cody kept me updated with calls and answering any questions I had and thanks to Sasha for all the details on the emails. It really helped me keep track of the current process. Everyone was wonderful to work with!
Artmiz
Feb 01, 2024
Verified

My experience with Kerwin’s Team and Guild Mortgage was perfect! They are fast, skilled, professional, reliable and respectful. I bought my own house in less than a month. This team, Kerwin and Olivia were reachable even at night where is my only time to submit my documentations. They know what they’re doing. Everything was in detailed. And the most thing that I really liked with Kerwin and Olivia was I understand what they’re talking about. They talk slowly but in details. I am a first time buyer and has no idea about the mortgage terms. They are very patient to explain every details and all questions that I had. As a first time buyer, they explain in a sentence and words that I can understand slowly and clear. I am very happy that I found this bank!
Glenn
Nov 05, 2023
Verified

Kerwin team is really great.. thank you so much to olive she really helps me a lot from the start until now.. I highly recommend her, she’s very knowledgeable and helpful..
Angela
Oct 02, 2023
Verified

Sasha was incredible to work with, and made our difficult transaction a breeze!

Video gallery

View More

Awards

awards awards awards

Causes I'm
passionate about

causes
NMLS ID #275494
I am authorized to do business in the state of Washington.