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Ray Wallace – Guild Mortgage Lender

Ray Wallace

Senior Loan Officer

245 E Main St, Pullman, WA 99163
Own what matters
Own what matters

About Me

I have been playing music since my teenage years and I love the collaboration that a band needs to come together for a great performance. 

As a Loan Originator, I believe that there is a similar “jam” as all of our mortgage band members come together to present you with the best possible home financing solution. I bring the same passion and dedication to work as I do in making music. To me, each loan is its own amazing piece of music and determining the best loan for your individual situation is like discovering the right combination of rhythm and lead to make a song come alive. What’s best is that our focus is to make YOU the star, putting you front and center of the band. We can then stand at the end of the performance and take a bow to cheers all around knowing that we ROCKED this loan! 

For decades, my musical approach has consistently helped the people I work with: 

First-time homebuyers 

Move-up homebuyers 

Self-employed borrowers 

Owners of rental properties 

I make the complex mortgage lending experience simple, transparent and affordable and I offer a diverse line of loan options to give my customers the most appropriate loan to make their home financing dreams a reality! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.98 out of 5.0 stars
Jul 01, 2024

I felt very well informed during the loan process, and even though there was some confusion at times Ray helped to figure everything out and provided prompt updates. It was also very helpful to see the cost breakdowns with explanations of taxes, insurance etc. and several different loan options.
Jun 17, 2024

What i previously said
Jun 04, 2024

Ray has been amazing at helping my clients throughout their loan process. He was great at communicating and keeping the ball rolling! I look forward to many more transactions with Ray!
Jun 04, 2024

Ray worked really hard for our family's needs. He kept us up-to-date on the steps and processes. Really appreciated his availability and responses.
Justin C
Jun 08, 2024

Ray has amazing customer service
Jun 04, 2024

Ray made myself and my fiancé feel as though he was truly going to bat for us. He worked very hard and very diligently which made us feel heard and taken care of. He was on the ball with everything . This meant a lot to us. Overall I would recommend Ray to everyone I know.

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Causes I'm
passionate about

NMLS ID #363664
I am authorized to do business in the states of Idaho and Washington.