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About me
I have been playing music since my teenage years and I love the collaboration that a band needs to come together for a great performance.
As a Loan Originator, I believe that there is a similar “jam” as all of our mortgage band members come together to present you with the best possible home financing solution. I bring the same passion and dedication to work as I do in making music. To me, each loan is its own amazing piece of music and determining the best loan for your individual situation is like discovering the right combination of rhythm and lead to make a song come alive. What’s best is that our focus is to make YOU the star, putting you front and center of the band. We can then stand at the end of the performance and take a bow to cheers all around knowing that we ROCKED this loan!
For decades, my musical approach has consistently helped the people I work with:
First-time homebuyers
Move-up homebuyers
Self-employed borrowers
Owners of rental properties
I make the complex mortgage lending experience simple, transparent and affordable and I offer a diverse line of loan options to give my customers the most appropriate loan to make their home financing dreams a reality!
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Ray is a true professional. For context, I am a realtor. At no direct benefit of his own, Ray traveled 6 hours to the Tri-cities to help me teach a down payment assistance class for a very small class. I’ve tried to get this class going in the past and multiple mortgage professionals ghosted me. Ray went above and beyond to ensure these buyers that already had a loan with another broker to ensure they were able to qualify for the down payment assistance before closing.
amazing place to work with they are all on top of everything and made the whole process pretty painless and easy
Ray was amazing to work with. at some points I thought that he was telepathic because i would think about a questiona and maybe calling him and then he would call me. he was always willing to help, even pretty late some nights to make sure i was getting the best out there. really nice guy and easy to talk to.
It's really important to me to know that my clients will be treated extremely respectfully, and they will get the best loan product possible. Ray and his team take great care of my clients.
Kept us up to date every step of the way!
Ray Wallace was excellent to work with! It attention to detail and communication far exceeded the industry standard. I will continually reccomend him to clients.
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