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Ray Wallace

Senior Loan Officer

245 E Main St, Pullman, WA 99163
Own what matters

About Me

I have been playing music since my teenage years and I love the collaboration that a band needs to come together for a great performance. 

As a Loan Originator, I believe that there is a similar “jam” as all of our mortgage band members come together to present you with the best possible home financing solution. I bring the same passion and dedication to work as I do in making music. To me, each loan is its own amazing piece of music and determining the best loan for your individual situation is like discovering the right combination of rhythm and lead to make a song come alive. What’s best is that our focus is to make YOU the star, putting you front and center of the band. We can then stand at the end of the performance and take a bow to cheers all around knowing that we ROCKED this loan! 

For decades, my musical approach has consistently helped the people I work with: 

First-time homebuyers 

Move-up homebuyers 

Self-employed borrowers 

Owners of rental properties 

I make the complex mortgage lending experience simple, transparent and affordable and I offer a diverse line of loan options to give my customers the most appropriate loan to make their home financing dreams a reality! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
lunafish1wish
Mar 06, 2023
Verified

Ray Wallace at Guild Mortgage did an awesome job arranging the loan for my house (after my request for funding was rejected by my own bank). He gave me good, clear comparisons of various loan options and was super flexible with about everything, including my closing date and getting me pre-approval letters and other correspondence - even after business hours so my realtor was able to negotiate all the details with the seller without delay. Ray made me feel like a valued customer and truly seemed to be in my corner when we encountered any little difficulties with the loan process. He kept me in the loop with interest rate changes and was able to answer all my questions about the process. I will definitely recommend Ray to anyone I know who is even considering buying a house. Ray made my lifelong dream of having my own home a reality.
LukePoe9
Jan 26, 2023
Verified
Great Customer Service
Ray was very available anytime I had a question, as well as he always gave me a thorough explanation. Ray also reached out to me quite often to see if I had any questions and to touch base for any necessary reason. Highly recommend!
LukePoe9
Jan 26, 2023
Verified
Great Customer Service
Ray was very available anytime I had a question, as well as he always gave me a thorough explanation. Ray also reached out to me quite often to see if I had any questions and to touch base for any necessary reason. Highly recommend!
Luke
Feb 16, 2023
Verified

Ray was extremely helpful in the home buying and searching process. He always answered my questions completely as well as remained in regular contact throughout the entire process. Highly recommend!!
Holly G
Jan 23, 2023
Verified

Ray was very patient throughout the process, took the time to explain every step, answered all questions, and helped us get a good loan. Thank you Ray!
Holly
Feb 16, 2023
Verified

Ray was very patient throughout the process took the time to explain every step answered all questions and helped us get a good loan. Thank you Ray!

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NMLS ID #363664
I am authorized to do business in the states of Idaho and Washington.