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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have been playing music since my teenage years and I love the collaboration that a band needs to come together for a great performance. 

As a Loan Originator, I believe that there is a similar “jam” as all of our mortgage band members come together to present you with the best possible home financing solution. I bring the same passion and dedication to work as I do in making music. To me, each loan is its own amazing piece of music and determining the best loan for your individual situation is like discovering the right combination of rhythm and lead to make a song come alive. What’s best is that our focus is to make YOU the star, putting you front and center of the band. We can then stand at the end of the performance and take a bow to cheers all around knowing that we ROCKED this loan! 

For decades, my musical approach has consistently helped the people I work with: 

First-time homebuyers 

Move-up homebuyers 

Self-employed borrowers 

Owners of rental properties 

I make the complex mortgage lending experience simple, transparent and affordable and I offer a diverse line of loan options to give my customers the most appropriate loan to make their home financing dreams a reality! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.92
5.0
Justin
Oct 14, 2024
Uniontown, WA
Verified

Ray did his absolute best to work the numbers to insure that we closed on time and that we used all the money on the table so to speak. Overall great experience.
Ying
Dec 02, 2024
Pullman, WA
Verified

Thank you very much for your helps.
Laura
Nov 26, 2024
Colfax, WA
Verified

Wonderful experience!
Patti
Nov 12, 2024
Pullman, WA
Verified

Rays personal service, quick response and knowledge!
Louis
Nov 26, 2024
Pullman, WA
Verified

There was nothing except for better behaved sellers. They were horrible. Ray was great. He took the time to re-explain things I didn't understand as this was my first and hopefully last home purchase. Thank you Ray.
Patti G
Nov 15, 2024
Verified

Rays personal service, quick response and knowledge makes every transaction a great one!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #363664
I am authorized to do business in the states of Idaho and Washington.