Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Emily Griffin

Sales Manager

2124 Riverside Dr, Suite 211, Mount Vernon, WA 98273
Own what matters

About Me

I'm a native of beautiful Skagit county, and love the community I get to serve. I am well-established in the mortgage lending industry since 2001. In addition to my extensive years of mortgage lending experience, I also created, owned, and operated a small business in Mount Vernon. By combining my experience and knowledge of responsible lending, and my contribution as a small business owner, I'm confident that I can provide a rewarding experience for you.

Whether you're purchasing, selling, or refinancing, you have a lot riding on your decision. Market conditions, housing trends, and mortgage programs change frequently. My ultimate goal is to ensure that you make the right choice for you and your family. I can help simplify the loan process by making your transaction smooth, efficient and positive. My experienced team and I are committed to providing our customers with exceptional service, every step of the way.

If you have any questions or would like to discuss the possibilities of a purchase or refinance loan in more detail, please call anytime. My team and I look forward to working with you.

Read Blog

Meet my team

Team Logo

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.


If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



4.99 out of 5.0 stars
Sep 20, 2023

Emily and Shelly were great to work with and kept me well informed as the process moved along. Clear and concise information was provided in a timely manner. I highly recommend them and will use them again when the time comes.
Sep 11, 2023

Emily and team were fantastic. I most appreciated the check list each week and personal video. Nice touch!
Sep 11, 2023

Emily always goes above and beyond for my clients! When I refer a buyer to her I know they will have excellent customer service and help throughout the transaction. Her weekly updates are SO amazing! I wish I could give her 10 stars....5 just is not enough!
Chuckanut G
Sep 08, 2023

I had a great experience and highly recommend using Emily.
Sep 07, 2023

I had a great experience working with Emily and Shelly. They kept me informed and help with all the challenges and overcame to close ontime. I highly recommend using them.
Aug 28, 2023

Made the process easy with reminders along the way to ensure you don’t miss anything. Thanks for your help!

Video gallery

View More


awards awards

Causes I'm
passionate about

NMLS ID #1568839
I am authorized to do business in the state of Washington.