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Emily Griffin

Emily Griffin

Branch Manager

2124 Riverside Dr, Suite 211, Mount Vernon, WA 98273
Own what matters
Own what matters

About Me

I'm a native of beautiful Skagit county, and love the community I get to serve. I am well-established in the mortgage lending industry since 2001. In addition to my extensive years of mortgage lending experience, I also created, owned, and operated a small business in Mount Vernon. By combining my experience and knowledge of responsible lending, and my contribution as a small business owner, I'm confident that I can provide a rewarding experience for you.

Whether you're purchasing, selling, or refinancing, you have a lot riding on your decision. Market conditions, housing trends, and mortgage programs change frequently. My ultimate goal is to ensure that you make the right choice for you and your family. I can help simplify the loan process by making your transaction smooth, efficient and positive. My experienced team and I are committed to providing our customers with exceptional service, every step of the way.

If you have any questions or would like to discuss the possibilities of a purchase or refinance loan in more detail, please call anytime. My team and I look forward to working with you.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.99 out of 5.0 stars
Paul J
May 24, 2024

Emily and her team were amazing. They made everything very easy and we're able to help us at every step to getting our mortgage. They explained everything and were always there to answer our questions and calm our concerns. I cannot recommend them more.
Apr 18, 2024

Emily and her team have been amazing to work with, knowledgeable, and professional every step of the way! Thank you everyone!
Sharon G
Apr 16, 2024

Emily, Shelly and Guild Mortgage were very responsive at every step of the way through my closing process. Even when we had to close quite quickly. I appreciated their patience with all my questions!
Angie H
Apr 16, 2024

Emily, Shelly and the team did an amazing job, and kept me informed throughout the whole process. Highly recommend!
Apr 16, 2024

Emily, Shelly and the team did an amazing job! Highly recommend 😊
Apr 10, 2024

Emily and the staff at Guild Mortgage were wonderful to work with. They were efficient and friendly, and communicated in a timely manner. All aspects of the mortgage was clearly explained. I appreciated their expertise in making the process move forward smoothly.

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NMLS ID #1568839
I am authorized to do business in the state of Washington.