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Mkristo Bruce

Mkristo Bruce

Branch Manager

26250 238th Lane SE, Ste 105, Maple Valley, WA 98038
Own what matters
Own what matters

About Me

Mkristo Bruce was born in Seattle, WA where he attended Liberty High School 30 min south of Seattle in the city of Renton. He earned a full athletic scholarship to Washington State University where he graduated with a B.A. in Sociology. WSU was also where he met his lovely wife Evelyn on campus freshman year. They have 2 wonderful children, Mkristo Jr and Grace. 

After graduating as an All American from WSU Football, Mkristo signed with the Miami Dolphins. He then went on to play for the Oakland Raiders, and the Jacksonville Jaguars in his NFL career. 

When he retired from the NFL, Mkristo went on to manage the #1 Cadillac Buick GMC location in the state of Washington. Well known for his customer service and leadership in the community, it gave him a thriving network of friends and clients. Wanting to take the next step to help with the most important purchase of a person’s life he transitioned into the Mortgage industry.

When you work with Mkristo, you will receive consistent, honest and top-notch service.

Reach out today and know that you can trust Mkristo Bruce with all of your mortgage needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.91
5.0
Dan
Nov 16, 2022
Verified

Mk was the deciding factor in us being able to get our dream house. We would not have been able to do it with out him and his team at Guild/Team Bruce. Mk worked diligently and with purpose on our loan. He also did extremely well at adapting on the fly as circumstances kept popping up with our loan. He and his team had clear and consistent communication throughout the entire process. They provided easy check lists for us so we could see exactly what we had done and what we still needed to do throughout the entire process. Mk also went above and beyond by making calls to places like our bank our realtor escrow selling agent etc in order to make this process smoother for all parties. This was our second home loan through Mk and he just keeps getting better and better at his job. Would definitely recommend him to anyone looking for a home mortgage loan!
Elisa
Nov 16, 2022
Verified

There are not enough positive words in the English language to describe our time with Mk and his team. About two years ago my husband and I started a search for our 'forever home' and we wanted the best representation to help us through the whole process. When we first met Mk he was incredibly knowledgable respectful kind patient and caring enough to go through every aspect of the home buying process with us. Mk always answered our questions in a timely manner and he was never difficult to get a hold of. It took us almost a full two years to find a home we loved enough to buy and Mk stuck by our side every step of the way. Mk and his team were supportive throughout the entire time we worked together to purchase our home. Several members of Mk's Team contacted both my husband and myself throughout the home buying process and all members were just as wonderful as Mk himself. Team Bruce wrote custom letters for us when we wanted to make offers on properties and were almost instantaneous with all paperwork needed when we finally found our 'forever home.'Mk and his team sent us personalized congratulations cards when our paperwork was all finalized for the home with messages that warmed our hearts so much we still have the card displayed on the mantel.I would recommend Team Bruce to any person trying to purchase a home no matter what their experience with home buying is. There is so much more I could say and write but six paragraphs will have to do for now. Both my husband and I would like to thank Team Bruce for all their hard work and again we highly recommend this company. :-)
Tobi Danyelle L
Jun 04, 2024
Verified

Communication is just great
Laci
Jun 04, 2024
Verified

I love working with Team Bruce! They are great at getting updates to both agents and borrowers. Any fires are put out quickly and Team Bruce always finds a solution. Can't wait to do more business with Mkristo and his Team!
Randy
May 28, 2024
Verified

This was one of the best transactions ever. I was a lender myself for 15 years and I’m very picky about communication (or lack of)but you guys killed it! Great job!
Myra
May 06, 2024
Verified

Thank you SO much to Mkristo and Team Bruce for making our dream home a reality! Team Bruce was amazing to work with and despite the complexity of our transactions, they stayed on task and kept us in communication each step of the way. Thank you! Thank you!

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NMLS ID #1494618
I am authorized to do business in the states of Arizona, California, Idaho, Oregon and Washington. AZ BK#0018883; AZ BKBR# 1049740; AZ LO Lic.# 1494618; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;