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Sandi Milohov

Senior Loan Officer

NMLS# 114287

About me

As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey.

I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate.

Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state of Montana, where I enjoy the peace and beauty of the vast wilderness.

Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
John
Jan 1, 2026
Portland, OR
Experience logo
team provided excellent service in a severely type timeframe. Well done!
Dennis
Dec 29, 2025
Ocean Park, WA
Experience logo
Buying a house is way more complicated than I thought Sandi and her team made so exceptable and smooth thanks for allowi...See more
Dan
Dec 29, 2025
Ocean Park, WA
Experience logo
Sandi was a pleasure to worth with.
Michelle F.
Dec 27, 2025
Google logo
Sandi was a pleasure to work with.
Michelle
Dec 26, 2025
Kelso, WA
Experience logo
Sandi was a pleasure to work with. We had been working with her off and on for a few years until our credit was where it...See more
Stephanie
Dec 24, 2025
Vancouver, WA
Experience logo
Sandi was patient and kind. She made me feel seen and heard. I couldn't have done this without her.

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Awards

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Causes & Memberships

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NMLS ID #114287

I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;

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