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Sandi Milohov

Senior Loan Officer

NMLS# 114287

About me

As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey.

I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate.

Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state of Montana, where I enjoy the peace and beauty of the vast wilderness.

Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
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5.0
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5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Shelley
Dec 11, 2025
Longview, WA
Experience logo
Sandi and her team did a great job. The transaction went smoothly and their communication is excellent. S...See more
Ashley R.
Dec 9, 2025
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Sandi and her team were amazing to work with and always willing to answer our many questions we had. The team made our h...See more
Benellen A.
Dec 9, 2025
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My husband and I met Sandi when she taught the first time homebuyers class. She provided great rates and took the time ...See more
Katie
Dec 9, 2025
Kelso, WA
Experience logo
Sandi and her team did a great job getting my client to the closing table!
Benellen
Dec 9, 2025
Vancouver, WA
Experience logo
My husband and I met Sandi when she taught the first time homebuyers class . We have already spoken to...See more
Mallory
Dec 8, 2025
Kelso, WA
Experience logo
Sandi and her team were amazing all throughout the entire process! They explained everything to us at every step and the...See more

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Awards

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Causes & Memberships

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NMLS ID #114287

I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;

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